Financial Advisor Hourly Pay in Cincinnati, OH: $40.00 (2026)
Quick Answer:Hourly pay for a financial advisor working in Cincinnati, OH runs $40.00 at the median for 2026 — annualizing to $83,198 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Cincinnati's regional price level (BEA RPP 95.4, 5% below national), each hour of work buys what $41.94 nationally would. A 24-hour part-time schedule grosses $49,917 per year.
Official BLS data · View source
In Cincinnati, the projected financial advisor hourly pay for 2026 stands at $40.00, significantly lower than the national median of $52.18. This hourly rate enables part-time professionals, those working typically three days a week, to earn a substantial income while maintaining flexibility. For financial advisors working per diem, average rates can translate into diverse settings including wirehouse branch offices, RIA conference rooms, and client meetings in high-net-worth environments. The hourly compensation ranges from $22.46 for entry-level positions to $152.94 for top earners, illustrating a broad spectrum of opportunities in this field. These figures reflect official BLS hourly data, providing a clear picture of what financial advisors can expect as they navigate their career in Cincinnati, OH.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $22.46 | $179.66 |
| Lower Range (P25) | $30.38 | $243.04 |
| Median (P50) | $40.00 | $319.98 |
| Upper Range (P75) | $82.81 | $662.44 |
| Top Earners (P90) | $152.94 | $1223.49 |
Estimated Annual Income by Work Schedule in Cincinnati
Based on $40.00/hr median hourly rate · 2026 est.
At $40.00/hr, a financial advisor working full-time (40 hr/wk) in Cincinnati, OH can expect to earn approximately $83,195 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $47,997. With a cost-of-living index of 95.37 (below the national average), these earnings stretch further in Cincinnati.
Hourly Rate Calculator
Schedule Comparison in Cincinnati
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,599.91 | $6,933 | $83,195 |
| Part-Time (24 hrs) | $959.95 | $4,160 | $49,917 |
| Per Diem (16 hrs) | $639.96 | $2,773 | $33,278 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Cincinnati) | $40.00 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Cincinnati, OH earn a median of $83,198 per year (2026 est.), which is 23.35% lower than the national median of $108,537 and 2.80% below the Ohio state average of $85,594.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $40.00/hr = $49,917/year (purchasing power: $52,341).
Working 40h/week (full-time) = $83,195/year (purchasing power: $87,234).
CoL index: 95.37 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$39.25/hr
2025 BLS Actual
$38.72/hr
2026 Current Est.
$40.00/hr
2019–2027 Growth
+5.3%
Hourly Rate Trajectory for Financial Advisors in Cincinnati (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $39.25/hr | Actual |
| 2020 | $45.08/hr | Actual |
| 2021 | $48.76/hr | Actual |
| 2022 | $46.20/hr | Actual |
| 2023 | $45.90/hr | Actual |
| 2024 | $45.84/hr | Actual |
| 2025 | $38.72/hr | Actual |
| 2026(current) | $40.00/hr | Estimated |
| 2027 | $41.32/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Cincinnati grew -1.4% from $39.25/hr (2019) to $38.72/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $41.32/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cincinnati metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Cincinnati
Even for those in roles with a 24-hour work week, the potential to earn a respectable income exists, though it won't match full-time employees. Part-time financial advisors in Cincinnati can expect to take home considerably less than their full-time counterparts, particularly given the high-end income potential available. However, pursuing per-diem work or project-based consulting can be lucrative; experienced fiduciary advisors may command fees of $3,000 to $15,000 for comprehensive financial plans, while consulting for retirement plans at small businesses can lead to annual retainers between $5,000 and $25,000. Hourly rates vary significantly depending on the employer, with wirehouses, independent broker-dealers, and RIAs all offering different compensation structures and benefits. Advisors should seek to balance hourly rates with benefits—health insurance can be a decisive factor for some, leading them to settle for lower pay in exchange for coverage. For those in the Cincinnati area looking to negotiate, understanding the prevailing market rates, and the demands of different employer sectors will be key for achieving desired compensation.
More salary data for Cincinnati, OH:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Cincinnati. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov