Financial Advisor Pay

Charlotte vs Wilmington: Financial Advisor Salary (2026)

Compare financial advisor salaries between Charlotte, NC and Wilmington, NC. All figures are 2026 estimates projected from BLS 2025 data.

Charlotte, NC
$102,722
$49.39/hr
Wilmington, NC
$105,975
$50.95/hr

Side-by-Side Comparison

MetricCharlotte, NCWilmington, NC
Median Salary$102,722$105,975
Hourly Rate$49.39$50.95
Entry Level (P10)$51,402$47,270
25th Percentile$77,206$65,038
75th Percentile$140,757$142,182
Top Earner (P90)$229,595$302,369
Total Employed4,850390
Side-by-side bar chart comparing Charlotte ($102,722) and Wilmington ($105,975) financial advisor salaries.CharlotteWilmingtonMedian Salary$102,722$105,975Entry Level (P10)$51,402$47,270Top Earner (P90)$229,595$302,369US Median $108,537

Verdict

Wilmington, NC offers better overall compensation for financial advisors, winning 3 out of 4 metrics compared to Charlotte.

The salary gap between Charlotte and Wilmington is $3,253 (3.17%). Wilmington's median is -2.36% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Charlotte spans $178,193,Wilmington spans $255,099. Wilmington has a wider pay range, suggesting more variation in pay between entry-level and experienced financial advisors.

Charlotte
P10 (Entry)$51,402
P25$77,206
Median$102,722
P75$140,757
P90 (Top)$229,595
Wilmington
P10 (Entry)$47,270
P25$65,038
Median$105,975
P75$142,182
P90 (Top)$302,369

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Wilmington ($109,907 effective) pays 4.16% more than Charlotte ($105,520 effective).

Charlotte
Nominal: $102,722
CoL Index: 97.348
Adjusted: $105,520
Wilmington
Nominal: $105,975
CoL Index: 96.422
Adjusted: $109,907

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Charlotte if…

  • Larger job market (4,850 employed)
  • You prefer the North Carolina area and lifestyle

Choose Wilmington if…

  • Higher median salary ($105,975/year)
  • Better top-earner potential ($302,369)
  • Better purchasing power (CoL-adjusted: $109,907)
  • You prefer the North Carolina area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Charlotte grew -14.8% from 2019 to 2025, compared to 53.0% growth in Wilmington over the same period.

Charlotte, NC

+-14.8%

$116,760 (2019) → $99,440 (2025)

Wilmington, NC

+53.0%

$67,040 (2019) → $102,590 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Charlotte or Wilmington?

Wilmington has a higher median financial advisor salary at $105,975/year, compared to Charlotte at $102,722/year — a difference of $3,253 (3.17%).

What is the hourly rate difference between Charlotte and Wilmington?

Charlotte financial advisors earn $49.39/hr while Wilmington hygienists earn $50.95/hr (2026 est.).

Should I relocate from Charlotte to Wilmington as a financial advisor?

Consider more than just salary when comparing Charlotte and Wilmington. Factor in cost of living (CoL-adjusted: Charlotte = $105,520, Wilmington = $109,907), job availability (4,850 vs 390 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Charlotte vs Wilmington?

Entry-level (10th percentile) financial advisors earn $51,402 in Charlotte and $47,270 in Wilmington. The Charlotte area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov