Senior Financial Advisor Salary in Cedar City, UT: $102,526 (2026)
Quick Answer:The top tier of financial advisors working in Cedar City, UT — those at or above the 90th percentile — pull in $102,526/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 13-2052. Strip back Cedar City's price premium (BEA RPP 98.1, 2% below national) and that top-decile pay carries the same buying power as $104,512 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Salaries for seasoned financial advisors in Cedar City, Utah, present an enticing opportunity for experienced professionals aiming to maximize their earnings. The top-tier earners can expect to see salaries reaching as high as $102,526, with a considerable portion of the market earning around $84,667, according to projections for 2026. While the median salary stands at $66,146, top performers enjoy a substantial salary premium, demonstrating a clear path for those who cultivate specialized skills and a robust client base. Attaining this level of income typically requires over seven years of experience, advanced credentials, and a deep understanding of niche markets that can support higher compensation.
About the Cedar City Market
Salary estimated from Utah average ($92,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Cedar City
Experienced financial advisors at the top of the pay scale in Cedar City earn between $84,667 and $102,526 per year (2026 est.). This $64,161 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Cedar City median of $66,146 sits 39.06% below the US median.
Top CFP, FA Salary Comparison
| Level | Cedar City | National |
|---|---|---|
| Median (P50) | $66,146 | $108,537 |
| 75th Percentile | $84,667 | $182,624 |
| 90th Percentile (Top 10%) | $102,526 | $368,802 |
In Cedar City, experienced financial advisors (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Financial Advisor Pay in Cedar City
Advanced Certifications in Utah
UT financial advisors with additional specialty certifications within the financial planning field earn significantly above the $66,146 median. Expanded-scope credentials are increasingly valued by Cedar City employers.
Specialty Focus
Financial Advisors focusing on high-acuity or specialty areas within the financial planning field in Cedar City command premium compensation, often reaching the $84,667–$102,526 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Cedar City metro area often pay above-market rates for experienced financial advisors who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured financial advisors in Cedar City with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Financial Advisors in Utah who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Financial Advisor Career & Wage Growth Path in Cedar City
Clinical Financial Advisor
0-5 yearsSenior/Lead Financial Advisor
5-10 yearsFinancial Advisor Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedCedar City ranks #19 of 41 Utah cities for top earner financial advisor salary (90th percentile: $102,526).
Top 10% financial advisor compensation in Cedar City ($102,526) is 48.9% below the Utah average P90 ($200,630).
2024 BLS Actual
$106,643
2025 BLS Actual
$99,251
2026 Current Est.
$102,526
2024–2027 Growth
+-0.7%
Salary Trajectory for Financial Advisors in Cedar City (2024–2027)
2024–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2024 | $106,643 | Actual |
| 2025 | $99,251 | Actual |
| 2026(current) | $102,526 | Estimated |
| 2027 | $105,910 | Projected |
Top-earning financial advisors (90th percentile) in Cedar City saw their compensation grow -6.9% from $106,643 in 2024 to $99,251 in 2025, based on 2 years of BLS OEWS data for this metropolitan area. At a 3.30% annual growth rate, senior-level pay is projected to reach $105,910 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2024–2025) are actual BLS OEWS figures for the Cedar City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 2-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Financial Advisor Earnings in Cedar City
Within Cedar City, advisors who specialize in areas such as high-net-worth private wealth management, estate planning, and retirement advising tend to command higher pay rates compared to their peers. Employer type also plays a significant role in determining compensation; wirehouses like Morgan Stanley or Merrill Lynch offer competitive salaries but often emphasize a commission-based structure, while independent Registered Investment Advisors (RIAs) typically emphasize fee-based models, often rewarding advisors based on assets under management. Furthermore, career advancement opportunities exist in various paths, including transitioning from junior advisor roles to lead positions or partnering at an RIA firm. Advanced credentials such as the CFP or CFA can serve as critical differentiators in increasing earning potential in the Cedar City market, reflecting the growing recognition of fiduciary responsibility as a key attribute for high-caliber advisors. Non-salary factors like client concentration and AUM also play a crucial role in determining financial outcomes, further illustrating the complexities of senior financial advisor pay in Utah.
More salary data for Cedar City, UT:
Frequently Asked Questions
How much do experienced financial advisors make in Cedar City in 2026?
What drives higher financial advisor pay in Cedar City?
What certifications boost financial advisor salary in Cedar City?
Can experienced financial advisors make six figures in Cedar City?
How much does financial advisor salary increase over time in Cedar City?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $99,251 for financial advisors in the Cedar City metro area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Cedar City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov