Senior Financial Advisor Salary in Maplewood, MN: $127,143 (2026)
Quick Answer:The top tier of financial advisors working in Maplewood, MN — those at or above the 90th percentile — pull in $127,143/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 13-2052. Strip back Maplewood's price premium (BEA RPP 98.5, 1% below national) and that top-decile pay carries the same buying power as $129,079 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Compensation for senior financial advisors in Maplewood, MN, reveals significant earning potential for those at the top of their field. In 2026, the range for the highest earners reaches $127,143, with those in the 75th percentile earning around $104,995. This strong performance stands out when juxtaposed with the city's median salary of $82,027, indicating a substantial experience premium that rewards seasoned professionals. Achieving this level of income typically requires a blend of advanced credentials, a robust client base, and a proven track record in financial planning. Specialized skills in areas like high-net-worth advising or estate planning further enhance earning potential, making it crucial for advisors aiming for top-tier pay to continuously refine their expertise and broaden their service offerings.
About the Maplewood Market
Salary estimated from Minnesota average ($108,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Maplewood
Experienced financial advisors at the top of the pay scale in Maplewood earn between $104,995 and $127,143 per year (2026 est.). This $79,567 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Maplewood median of $82,027 sits 24.42% below the US median.
Top CFP, FA Salary Comparison
| Level | Maplewood | National |
|---|---|---|
| Median (P50) | $82,027 | $108,537 |
| 75th Percentile | $104,995 | $182,624 |
| 90th Percentile (Top 10%) | $127,143 | $368,802 |
In Maplewood, experienced financial advisors (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Financial Advisor Pay in Maplewood
Advanced Certifications in Minnesota
MN financial advisors with additional specialty certifications within the financial planning field earn significantly above the $82,027 median. Expanded-scope credentials are increasingly valued by Maplewood employers.
Specialty Focus
Financial Advisors focusing on high-acuity or specialty areas within the financial planning field in Maplewood command premium compensation, often reaching the $104,995–$127,143 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Maplewood metro area often pay above-market rates for experienced financial advisors who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured financial advisors in Maplewood with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Financial Advisors in Minnesota who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Financial Advisor Career & Wage Growth Path in Maplewood
Clinical Financial Advisor
0-5 yearsSenior/Lead Financial Advisor
5-10 yearsFinancial Advisor Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedMaplewood ranks #33 of 44 Minnesota cities for top earner financial advisor salary (90th percentile: $127,143).
Top 10% financial advisor compensation in Maplewood ($127,143) is 58.7% below the Minnesota average P90 ($307,853).
2024 BLS Actual
$127,833
2025 BLS Actual
$123,081
2026 Current Est.
$127,143
2024–2027 Growth
+2.7%
Salary Trajectory for Financial Advisors in Maplewood (2024–2027)
2024–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2024 | $127,833 | Actual |
| 2025 | $123,081 | Actual |
| 2026(current) | $127,143 | Estimated |
| 2027 | $131,338 | Projected |
Top-earning financial advisors (90th percentile) in Maplewood saw their compensation grow -3.7% from $127,833 in 2024 to $123,081 in 2025, based on 2 years of BLS OEWS data for this metropolitan area. At a 3.30% annual growth rate, senior-level pay is projected to reach $131,338 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2024–2025) are actual BLS OEWS figures for the Maplewood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 2-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Financial Advisor Earnings in Maplewood
A variety of factors contribute to the differentiation in senior financial advisor pay across employer types in Maplewood. Advisors working at wirehouses like Morgan Stanley or Merrill Lynch may find themselves in a more commission-based compensation structure, whereas those at Registered Investment Advisors (RIAs) tend to benefit from asset-based fee models, typically around 1% of assets under management (AUM). Specializations such as divorce financial planning, business owner succession, and retirement planning particularly command higher fees, reflecting the increased complexity and client need. Career progression is also a critical factor, with paths leading from junior advisor roles to partnership positions in RIAs, giving seasoned professionals the opportunity to enhance their equity compensation. Advanced certifications such as the Certified Financial Planner (CFP) designation, along with essential securities licenses, play an integral role in not only elevating advisor status but also improving senior financial advisor pay in MN. Non-salary compensation factors like AUM and client concentration can further influence overall earnings, showcasing the importance of strategic planning for long-term success in this competitive environment.
More salary data for Maplewood, MN:
Frequently Asked Questions
How much do experienced financial advisors make in Maplewood in 2026?
What drives higher financial advisor pay in Maplewood?
What certifications boost financial advisor salary in Maplewood?
Can experienced financial advisors make six figures in Maplewood?
How much does financial advisor salary increase over time in Maplewood?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $123,081 for financial advisors in the Maplewood metro area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Maplewood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov