Financial Advisor Salary in Colchester, VT: $103,986 (2026)
Quick Answer:A full-time financial advisor in Colchester, VT earns a median $103,986/year (≈ $50.00/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Colchester's price level (4% above national, BEA RPP 103.5), that paycheck buys what $100,470 would nationally. Nominal pay sits 7.4% below the Vermont state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Colchester, Vermont, are projected to earn a median annual salary of $103,986, which is slightly below the national median of $108,537. The salary range reveals significant variability, with entry-level positions starting at $60,312 and potential earnings peaking at $161,178 for highly experienced professionals. These estimates derive from 2025 BLS data, adjusted to reflect local economic conditions, including Colchester's cost of living. As the financial advisory field evolves, the move toward independent practices suggests promising long-term compensation potential for those who embrace a fiduciary model, especially as the broader market shifts towards fee-only advisory services.
About the Colchester Market
Salary estimated from Vermont average ($92,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $60,312 | $29.00 |
| Lower Range (P25) | $74,870 | $36.00 |
| Median (P50)(typical) | $103,986 | $50.00 |
| Upper Range (P75) | $133,102 | $63.99 |
| Top Earners (P90) | $161,178 | $77.49 |
Median Salary Position
4.19% below the national average
2026 Salary Percentile Distribution in Colchester
In Colchester, VT, the financial advisor salary spread from the 10th to 90th percentile is $100,866 (2026 est.). At $103,986, the local median is 4.19% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Colchester: You'd be in the lower-middle range
How Colchester Financial Advisor Pay Compares
Colchester median: $103,986/year (2026)
| Compared To | Median Salary | Colchester Pays |
|---|---|---|
| Vermont Average | $112,296 | -7.40% less |
| National Average | $108,537 | -4.19% less |
Financial Advisors in Colchester, VT earn a median of $103,986 per year (2026 est.), which is 4.19% lower than the national median of $108,537 and 7.40% below the Vermont state average of $112,296.
Cost-of-Living Adjusted Salary
Colchester has a cost of living 3.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Colchester, VT has a cost-of-living index of 103.5 (above the national average of 100). While the nominal salary of $103,986 is competitive, the higher cost of living reduces purchasing power to an effective $100,470 — a 3.38% reduction.
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2019 BLS Actual
$84,166
2025 BLS Actual
$100,664
2026 Current Est.
$103,986
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Colchester (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $84,166 | Actual |
| 2020 | $85,584 | Actual |
| 2021 | $90,221 | Actual |
| 2022 | $91,390 | Actual |
| 2023 | $95,404 | Actual |
| 2024 | $88,143 | Actual |
| 2025 | $100,664 | Actual |
| 2026(current) | $103,986 | Estimated |
| 2027 | $107,417 | Projected |
Based on 7 years of BLS OEWS data for the Colchester metropolitan area, the median financial advisor salary grew 19.6% from $84,166 (2019) to $100,664 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $107,417 by 2027 — a total increase of $23,251 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Colchester metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $60,312 – $74,870 |
| 3-5 years (Mid Career) | $74,870 – $103,986 |
| 5+ years (Experienced) | $103,986 – $133,102 |
| 10+ years (Top Earner) | $133,102 – $161,178 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Colchester
With just four financial advisors employed locally, Colchester's job market reflects a tight-knit community of professionals. The cost of living index at 103.5 indicates that while living expenses are slightly above the national average, strategic financial planning remains essential for advisors seeking to maximize their take-home pay. Notably, wirehouses like Morgan Stanley and Merrill Lynch typically offer higher salaries, but independent broker-dealers such as LPL and Raymond James are gaining traction in the market. The disparity in financial advisor pay in Colchester largely hinges on factors like assets under management (AUM), fee structures, client bases, and the prestige of certifications such as the CFP. Advisors aiming to enhance their earnings should consider focusing on high-net-worth clients and pursuing advanced credentials, as these can significantly elevate both their compensation and professional standing in the local financial community.
More salary data for Colchester, VT:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $100,664 for financial advisorsin the Colchester metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Colchester is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov