Financial Advisor Salary in Copperas Cove, TX: $83,804 (2026)
Quick Answer:A full-time financial advisor in Copperas Cove, TX earns a median $83,804/year (≈ $40.29/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Copperas Cove's price level (4% below national, BEA RPP 96.0), that paycheck buys what $87,296 would nationally. Nominal pay sits 3.3% below the Texas state average.
Based on BLS state-level estimates · View source
Earning a salary of $83,804 by 2026 as a financial advisor in Copperas Cove, Texas, positions the professionals in this market significantly below the national median of $108,537, indicating a distinct local market for financial advisory roles. The salary range in the city spans from $48,607 at the 10th percentile to $129,897 at the 90th percentile, with many advisors benefiting from the rising trend of fee-only fiduciary services that prioritize client outcomes over commission-based sales. These estimates are derived from 2025 BLS data projected to 2026, accounting for regional price adjustments and offering insights into what local advisors can expect in terms of compensation. In the relatively small job market of Copperas Cove, which employs only seven financial advisors, understanding these figures is crucial for professionals entering or advancing within this field.
About the Copperas Cove Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $48,607 | $23.37 |
| Lower Range (P25) | $60,339 | $29.01 |
| Median (P50)(typical) | $83,804 | $40.29 |
| Upper Range (P75) | $107,270 | $51.57 |
| Top Earners (P90) | $129,897 | $62.46 |
Median Salary Position
22.79% below the national average
2026 Salary Percentile Distribution in Copperas Cove
In Copperas Cove, TX, the financial advisor salary spread from the 10th to 90th percentile is $81,290 (2026 est.). At $83,804, the local median is 22.79% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Copperas Cove: You'd be in the lower-middle range
How Copperas Cove Financial Advisor Pay Compares
Copperas Cove median: $83,804/year (2026)
| Compared To | Median Salary | Copperas Cove Pays |
|---|---|---|
| Texas Average | $86,664 | -3.30% less |
| National Average | $108,537 | -22.79% less |
Financial Advisors in Copperas Cove, TX earn a median of $83,804 per year (2026 est.), which is 22.79% lower than the national median of $108,537 and 3.30% below the Texas state average of $86,664.
Cost-of-Living Adjusted Salary
Copperas Cove has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Copperas Cove, TX has a cost-of-living index of 96 (below the national average of 100). A financial advisor earning $83,804 nominally has purchasing power equivalent to $87,296 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$67,831
2025 BLS Actual
$81,127
2026 Current Est.
$83,804
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Copperas Cove (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $67,831 | Actual |
| 2020 | $68,974 | Actual |
| 2021 | $72,711 | Actual |
| 2022 | $73,653 | Actual |
| 2023 | $76,888 | Actual |
| 2024 | $103,948 | Actual |
| 2025 | $81,127 | Actual |
| 2026(current) | $83,804 | Estimated |
| 2027 | $86,570 | Projected |
Based on 7 years of BLS OEWS data for the Copperas Cove metropolitan area, the median financial advisor salary grew 19.6% from $67,831 (2019) to $81,127 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $86,570 by 2027 — a total increase of $18,739 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Copperas Cove metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $48,607 – $60,339 |
| 3-5 years (Mid Career) | $60,339 – $83,804 |
| 5+ years (Experienced) | $83,804 – $107,270 |
| 10+ years (Top Earner) | $107,270 – $129,897 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Copperas Cove
The local economic landscape highlights a cost of living index of 96, indicating a below-average cost relative to the national standard. This affordability can enhance the purchasing power of financial advisors' salaries in Copperas Cove, despite their reduced earnings compared to the national averages. Amongst the few firms in the area, wirehouses like Morgan Stanley and independent broker-dealers such as LPL are likely providing the highest paychecks, particularly for those with established books of business. The notable salary disparity between the lowest and highest earners can be attributed to factors such as assets under management, the fee compensation structure, and whether an advisor holds respected certifications like the CFP. Professionals looking to maximize their financial advisor pay in Copperas Cove should consider building a robust book of high-net-worth clients, strategically transitioning towards fee-only practices, and obtaining advanced credentials that can enhance both their compensation and service offerings.
More salary data for Copperas Cove, TX:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $81,127 for financial advisorsin the Copperas Cove metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Copperas Cove is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov