Financial Advisor Salary in Johnston, RI: $105,482 (2026)
Quick Answer:A full-time financial advisor in Johnston, RI earns a median $105,482/year (≈ $50.71/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Johnston's price level (1% above national, BEA RPP 100.5), that paycheck buys what $104,957 would nationally. Nominal pay sits 3.3% below the Rhode Island state average.
Based on BLS state-level estimates · View source
In Johnston, RI, financial advisors can expect a median annual salary of $105,482 in 2026, reflecting the competitive nature of the local job market. With a salary range stretching from $61,179 at the lower end (P10) to $163,497 (P90) for top earners, this compensation landscape is driven by distinct factors such as client base and service models. These estimates are informed by projections based on 2025 BLS data and regional cost adjustments that account for Johnston's slightly above-average living expenses. The burgeoning independence movement among advisors has been reshaping earning potentials, allowing professionals who break away from traditional wirehouses to negotiate more favorable compensation structures. Overall, the evolving job landscape in Johnston suggests promising opportunities for financial advisors willing to adapt.
About the Johnston Market
Salary estimated from Rhode Island average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $61,179 | $29.41 |
| Lower Range (P25) | $75,947 | $36.52 |
| Median (P50)(typical) | $105,482 | $50.71 |
| Upper Range (P75) | $135,016 | $64.91 |
| Top Earners (P90) | $163,497 | $78.60 |
Median Salary Position
2.81% below the national average
2026 Salary Percentile Distribution in Johnston
In Johnston, RI, the financial advisor salary spread from the 10th to 90th percentile is $102,318 (2026 est.). At $105,482, the local median is 2.81% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Johnston: You'd be in the lower-middle range
How Johnston Financial Advisor Pay Compares
Johnston median: $105,482/year (2026)
| Compared To | Median Salary | Johnston Pays |
|---|---|---|
| Rhode Island Average | $109,081 | -3.30% less |
| National Average | $108,537 | -2.81% less |
Financial Advisors in Johnston, RI earn a median of $105,482 per year (2026 est.), which is 2.81% lower than the national median of $108,537 and 3.30% below the Rhode Island state average of $109,081.
Cost-of-Living Adjusted Salary
Johnston has a cost of living 0.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Johnston, RI has a cost-of-living index of 100.5 (above the national average of 100). While the nominal salary of $105,482 is competitive, the higher cost of living reduces purchasing power to an effective $104,957 — a 0.5% reduction.
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2019 BLS Actual
$85,377
2025 BLS Actual
$102,112
2026 Current Est.
$105,482
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Johnston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $85,377 | Actual |
| 2020 | $86,815 | Actual |
| 2021 | $91,519 | Actual |
| 2022 | $92,705 | Actual |
| 2023 | $96,777 | Actual |
| 2024 | $104,960 | Actual |
| 2025 | $102,112 | Actual |
| 2026(current) | $105,482 | Estimated |
| 2027 | $108,963 | Projected |
Based on 7 years of BLS OEWS data for the Johnston metropolitan area, the median financial advisor salary grew 19.6% from $85,377 (2019) to $102,112 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $108,963 by 2027 — a total increase of $23,586 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Johnston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $61,179 – $75,947 |
| 3-5 years (Mid Career) | $75,947 – $105,482 |
| 5+ years (Experienced) | $105,482 – $135,016 |
| 10+ years (Top Earner) | $135,016 – $163,497 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Johnston
Employment statistics reveal that Johnston hosts only eight financial advisors, indicating a niche market with potential for growth. The local cost of living index of 100.5 suggests that while expenses are slightly elevated, the financial advisor salary in Johnston can still provide a reasonable standard of living. Of those on the higher end of the pay spectrum, firms like Morgan Stanley and Merrill Lynch may offer enhanced compensation packages, especially for those managing significant assets under management (AUM). Pay disparities can be attributed to varying business models, such as the recurring revenue structure at registered investment advisors (RIAs) versus commission-based models in wirehouses. Financial advisors looking to maximize their pay in Johnston should consider building a robust client base, pursuing advanced certifications such as CFP or CFA, and exploring opportunities to manage larger AUM, all of which can significantly impact long-term earnings in this evolving marketplace.
More salary data for Johnston, RI:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $102,112 for financial advisorsin the Johnston metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Johnston is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov