Financial Advisor Salary in Reading, PA: $102,391 (2026)
Quick Answer:A full-time financial advisor in Reading, PA earns a median $102,391/year (≈ $49.22/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Reading's price level (3% below national, BEA RPP 97.1), that paycheck buys what $105,492 would nationally. Nominal pay sits 2.5% below the Pennsylvania state average.
Official BLS data · View source
In 2026, financial advisors in Reading, Pennsylvania, can expect a median annual salary of $102,391, reflecting the growing emphasis on fee-only fiduciary practices that reward those with the CFP credential. The salary range for this occupation varies significantly, from $46,454 at the 10th percentile to an impressive $486,843 at the 90th percentile. These figures, derived from 2025 BLS OEWS data projected to 2026, indicate a competitive market for financial advisor pay in Reading PA. Notably, the local median lags slightly behind the national figure of $108,537, underscoring the unique economic dynamics of the area. This compensation structure signals a shift as more advisors align their practices with fiduciary responsibilities, responding to a growing client preference for transparency and ethical financial management.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $46,454 | $22.33 |
| Lower Range (P25) | $65,451 | $31.47 |
| Median (P50)(typical) | $102,391 | $49.22 |
| Upper Range (P75) | $173,100 | $83.22 |
| Top Earners (P90) | $486,843 | $234.06 |
Median Salary Position
5.66% below the national average
2026 Salary Percentile Distribution in Reading
In Reading, PA, the financial advisor salary spread from the 10th to 90th percentile is $440,389 (2026 est.). At $102,391, the local median is 5.66% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Reading: You'd be in the entry-level range
How Reading Financial Advisor Pay Compares
Reading median: $102,391/year (2026)
| Compared To | Median Salary | Reading Pays |
|---|---|---|
| Pennsylvania Average | $105,016 | -2.50% less |
| National Average | $108,537 | -5.66% less |
Financial Advisors in Reading, PA earn a median of $102,391 per year (2026 est.), which is 5.66% lower than the national median of $108,537 and 2.50% below the Pennsylvania state average of $105,016.
Cost-of-Living Adjusted Salary
Reading has a cost of living 2.94% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Reading, PA has a cost-of-living index of 97.06 (below the national average of 100). A financial advisor earning $102,391 nominally has purchasing power equivalent to $105,492 in an average-cost city — an effective 3.03% boost.
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2019 BLS Actual
$41,600
2025 BLS Actual
$99,120
2026 Current Est.
$102,391
2019–2027 Growth
+154.3%
Salary Trajectory for Financial Advisors in Reading (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $41,600 | Actual |
| 2020 | $59,690 | Actual |
| 2021 | $103,010 | Actual |
| 2022 | $126,920 | Actual |
| 2023 | $101,880 | Actual |
| 2024 | $100,770 | Actual |
| 2025 | $99,120 | Actual |
| 2026(current) | $102,391 | Estimated |
| 2027 | $105,770 | Projected |
Based on 7 years of BLS OEWS data for the Reading metropolitan area, the median financial advisor salary grew 138.3% from $41,600 (2019) to $99,120 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $105,770 by 2027 — a total increase of $64,170 (154.25%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Reading metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $46,454 – $65,451 |
| 3-5 years (Mid Career) | $65,451 – $102,391 |
| 5+ years (Experienced) | $102,391 – $173,100 |
| 10+ years (Top Earner) | $173,100 – $486,843 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Reading
With 220 financial advisors currently employed in Reading, the local market offers stable opportunities for aspiring professionals. The area's cost of living index sits at 97.06, suggesting that although salaries may be lower than the national median, the overall purchasing power is relatively better for residents in Reading. High-paying employers include distinguished wirehouses like Morgan Stanley and UBS, alongside independent broker-dealers and Registered Investment Advisors that often target high-net-worth clients. The variance in financial advisor salaries within Reading can be attributed to several factors, including the advisor's assets under management (AUM), the fee model employed, and the credentialing status of the advisor. Those with the CFP certification may find themselves commanding higher compensation, especially if they focus on fiduciary practices. To maximize pay in this competitive market, prospective advisors should prioritize gaining CFP credentials, targeting high-value AUM clients, and considering roles within independent brokerage firms or RIAs, where earning potentials can be significantly higher.
More salary data for Reading, PA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $99,120 for financial advisorsin the Reading metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov