Financial Advisor Salary in Chambersburg, PA: $84,386 (2026)
Quick Answer:A full-time financial advisor in Chambersburg, PA earns a median $84,386/year (≈ $40.57/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Chambersburg's price level (5% below national, BEA RPP 94.6), that paycheck buys what $89,163 would nationally. Nominal pay sits 19.6% below the Pennsylvania state average.
Official BLS data · View source
Chambersburg, Pennsylvania, presents a compelling financial advisor salary landscape, with a projected median annual income of $84,386 for the year 2026. This figure reflects a notable gap compared to the national median of $108,537, illustrating a 22.25% disparity. Financial advisors in this region can expect salaries ranging from $43,117 at the lower end (10th percentile) to $287,370 at the upper echelon (90th percentile), indicating a significant scalability based on expertise and client base. The data, sourced from 2025 BLS OEWS surveys, reveals how factors like the rise of fee-only fiduciary practices, alongside the distinct advantages of having a CFP credential, are shaping compensation trends in Chambersburg's financial advice sector.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $43,117 | $20.73 |
| Lower Range (P25) | $47,797 | $22.97 |
| Median (P50)(typical) | $84,386 | $40.57 |
| Upper Range (P75) | $142,182 | $68.35 |
| Top Earners (P90) | $287,370 | $138.16 |
Median Salary Position
22.25% below the national average
2026 Salary Percentile Distribution in Chambersburg
In Chambersburg, PA, the financial advisor salary spread from the 10th to 90th percentile is $244,253 (2026 est.). At $84,386, the local median is 22.25% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Chambersburg: You'd be in the entry-level range
How Chambersburg Financial Advisor Pay Compares
Chambersburg median: $84,386/year (2026)
| Compared To | Median Salary | Chambersburg Pays |
|---|---|---|
| Pennsylvania Average | $104,957 | -19.60% less |
| National Average | $108,537 | -22.25% less |
Financial Advisors in Chambersburg, PA earn a median of $84,386 per year (2026 est.), which is 22.25% lower than the national median of $108,537 and 19.60% below the Pennsylvania state average of $104,957.
Cost-of-Living Adjusted Salary
Chambersburg has a cost of living 5.36% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Chambersburg, PA has a cost-of-living index of 94.642 (below the national average of 100). A financial advisor earning $84,386 nominally has purchasing power equivalent to $89,163 in an average-cost city — an effective 5.66% boost.
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2019 BLS Actual
$68,302
2025 BLS Actual
$81,690
2026 Current Est.
$84,386
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Chambersburg (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $68,302 | Actual |
| 2020 | $69,452 | Actual |
| 2021 | $81,920 | Actual |
| 2022 | $73,160 | Actual |
| 2023 | $84,400 | Actual |
| 2024 | $65,780 | Actual |
| 2025 | $81,690 | Actual |
| 2026(current) | $84,386 | Estimated |
| 2027 | $87,171 | Projected |
Based on 7 years of BLS OEWS data for the Chambersburg metropolitan area, the median financial advisor salary grew 19.6% from $68,302 (2019) to $81,690 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $87,171 by 2027 — a total increase of $18,869 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Chambersburg metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $43,117 – $47,797 |
| 3-5 years (Mid Career) | $47,797 – $84,386 |
| 5+ years (Experienced) | $84,386 – $142,182 |
| 10+ years (Top Earner) | $142,182 – $287,370 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Chambersburg
With 50 financial advisors currently employed in Chambersburg, the local job market shows promise, despite a cost of living index of 94.642, which is below the national average. This economic context allows for comparatively favorable take-home pay for industry professionals. High-paying employers include wirehouses like Morgan Stanley and UBS, along with RIAs that emphasize a fee-based model, which often leads to larger income potential through assets under management. The stark contrast in compensation levels can be driven by various factors, such as the advisor's clientele wealth and whether they operate under commission-based or fee-only compensation structures. For those seeking to maximize financial advisor pay in Chambersburg, focusing on gaining a CFP designation and building a solid portfolio of high-net-worth clients can significantly impact earning potential.
More salary data for Chambersburg, PA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $81,690 for financial advisorsin the Chambersburg metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov