Financial Advisor Salary in Dayton, OH: $99,447 (2026)
Quick Answer:A full-time financial advisor in Dayton, OH earns a median $99,447/year (≈ $47.82/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Dayton's price level (7% below national, BEA RPP 92.7), that paycheck buys what $107,285 would nationally. Nominal pay sits 16.1% above the Ohio state average.
Official BLS data · View source
Financial advisors in Dayton, OH, are predicted to earn a median annual salary of $99,447 in 2026, marking an 8.38% decrease compared to the national median of $108,537. The salary ranges widely, from $56,443 at the 10th percentile to a remarkable $194,442 at the 90th percentile, reflecting the diverse compensation strategies within the industry. This data is derived from 2025 BLS OEWS surveys and projected to 2026, showcasing the ongoing trend toward increased employer preference for certified financial planners (CFPs) and fee-only fiduciaries. As the market shifts, professionals in Dayton will find opportunities to leverage their credentials to enhance both their remuneration and service offerings while navigating the contrasting compensation structures between wirehouses and independent advisory firms.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $56,443 | $27.14 |
| Lower Range (P25) | $70,337 | $33.82 |
| Median (P50)(typical) | $99,447 | $47.82 |
| Upper Range (P75) | $134,042 | $64.45 |
| Top Earners (P90) | $194,442 | $93.48 |
Median Salary Position
8.38% below the national average
2026 Salary Percentile Distribution in Dayton
In Dayton, OH, the financial advisor salary spread from the 10th to 90th percentile is $137,999 (2026 est.). At $99,447, the local median is 8.38% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Dayton: You'd be in the lower-middle range
How Dayton Financial Advisor Pay Compares
Dayton median: $99,447/year (2026)
| Compared To | Median Salary | Dayton Pays |
|---|---|---|
| Ohio Average | $85,656 | +16.10% more |
| National Average | $108,537 | -8.38% less |
Financial Advisors in Dayton, OH earn a median of $99,447 per year (2026 est.), which is 8.38% lower than the national median of $108,537 and 16.10% above the Ohio state average of $85,656.
Cost-of-Living Adjusted Salary
Dayton has a cost of living 7.31% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Dayton, OH has a cost-of-living index of 92.694 (below the national average of 100). A financial advisor earning $99,447 nominally has purchasing power equivalent to $107,285 in an average-cost city — an effective 7.88% boost.
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2019 BLS Actual
$67,790
2025 BLS Actual
$96,270
2026 Current Est.
$99,447
2019–2027 Growth
+51.5%
Salary Trajectory for Financial Advisors in Dayton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $67,790 | Actual |
| 2020 | $72,740 | Actual |
| 2021 | $80,950 | Actual |
| 2022 | $87,960 | Actual |
| 2023 | $96,390 | Actual |
| 2024 | $92,340 | Actual |
| 2025 | $96,270 | Actual |
| 2026(current) | $99,447 | Estimated |
| 2027 | $102,729 | Projected |
Based on 7 years of BLS OEWS data for the Dayton metropolitan area, the median financial advisor salary grew 42.0% from $67,790 (2019) to $96,270 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $102,729 by 2027 — a total increase of $34,939 (51.54%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Dayton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $56,443 – $70,337 |
| 3-5 years (Mid Career) | $70,337 – $99,447 |
| 5+ years (Experienced) | $99,447 – $134,042 |
| 10+ years (Top Earner) | $134,042 – $194,442 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Dayton
In Dayton, there are currently 400 financial advisors, creating a competitive environment for those entering the market. With a cost-of-living index of 92.694, the purchasing power for advisors is relatively stronger compared to many national averages, allowing for better financial outcomes despite salary figures being lower than the national standards. Employers who tend to offer the highest wages include wirehouses like Morgan Stanley and UBS, along with well-established RIAs, particularly those focused on fee-based fiduciary models. Factors such as assets under management, fee structures, and client demographics play a significant role in the variance between lower and higher salaries within the area. To maximize earnings in this specific market, advisors should focus on obtaining the CFP designation, cultivating high-net-worth clients, and considering breakaway transition packages to launch independent practices that align with the growing preference for fiduciary advice.
More salary data for Dayton, OH:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $96,270 for financial advisorsin the Dayton metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov