Financial Advisor Salary in Los Lunas, NM: $95,229 (2026)
Quick Answer:A full-time financial advisor in Los Lunas, NM earns a median $95,229/year (≈ $45.78/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Los Lunas's price level (6% below national, BEA RPP 94.4), that paycheck buys what $100,878 would nationally. Nominal pay sits 7.1% below the New Mexico state average.
Based on BLS state-level estimates · View source
With a median annual salary projected at $95,229 in 2026, financial advisors in Los Lunas, NM, find themselves at an intriguing crossroads of compensation relative to the national average. This figure comes from estimates derived from BLS state-level data and adjusted for regional cost variances. The overall salary range for this profession within the city spans from $55,232 at the 10th percentile to $147,605 at the 90th percentile, highlighting the potential for significant earnings depending on various factors. In a job market with just four financial advisors currently employed, the dynamics of local compensation are particularly shaped by the ongoing evolution in the financial advisory field, where independent firms and boutique Registered Investment Advisors (RIAs) are gaining prominence.
About the Los Lunas Market
Salary estimated from New Mexico average ($85,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $55,232 | $26.56 |
| Lower Range (P25) | $68,873 | $33.11 |
| Median (P50)(typical) | $95,229 | $45.78 |
| Upper Range (P75) | $121,893 | $58.60 |
| Top Earners (P90) | $147,605 | $70.97 |
Median Salary Position
12.26% below the national average
2026 Salary Percentile Distribution in Los Lunas
In Los Lunas, NM, the financial advisor salary spread from the 10th to 90th percentile is $92,373 (2026 est.). At $95,229, the local median is 12.26% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Los Lunas: You'd be in the lower-middle range
How Los Lunas Financial Advisor Pay Compares
Los Lunas median: $95,229/year (2026)
| Compared To | Median Salary | Los Lunas Pays |
|---|---|---|
| New Mexico Average | $102,507 | -7.10% less |
| National Average | $108,537 | -12.26% less |
Financial Advisors in Los Lunas, NM earn a median of $95,229 per year (2026 est.), which is 12.26% lower than the national median of $108,537 and 7.10% below the New Mexico state average of $102,507.
Cost-of-Living Adjusted Salary
Los Lunas has a cost of living 5.60% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Los Lunas, NM has a cost-of-living index of 94.4 (below the national average of 100). A financial advisor earning $95,229 nominally has purchasing power equivalent to $100,878 in an average-cost city — an effective 5.93% boost.
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2019 BLS Actual
$77,078
2025 BLS Actual
$92,187
2026 Current Est.
$95,229
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Los Lunas (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $77,078 | Actual |
| 2020 | $78,377 | Actual |
| 2021 | $82,623 | Actual |
| 2022 | $83,694 | Actual |
| 2023 | $87,370 | Actual |
| 2024 | $74,578 | Actual |
| 2025 | $92,187 | Actual |
| 2026(current) | $95,229 | Estimated |
| 2027 | $98,372 | Projected |
Based on 7 years of BLS OEWS data for the Los Lunas metropolitan area, the median financial advisor salary grew 19.6% from $77,078 (2019) to $92,187 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $98,372 by 2027 — a total increase of $21,294 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Los Lunas metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $55,232 – $68,873 |
| 3-5 years (Mid Career) | $68,873 – $95,229 |
| 5+ years (Experienced) | $95,229 – $121,893 |
| 10+ years (Top Earner) | $121,893 – $147,605 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Los Lunas
While the salary data presents an appealing picture, living in Los Lunas also entails understanding the cost-of-living factors, as the index currently sits at 94.4, below the national average. This lower cost of living can enhance the take-home purchasing power for financial advisors, allowing them to stretch their salaries further than might be expected in higher-cost areas. Among local employers, independent broker-dealers and fee-only RIAs tend to offer more competitive pay structures, especially as advisors transition from traditional wirehouses where commission-based models are prevalent. The disparity in earnings often stems from assets under management, client concentration in high-net-worth sectors, and the increasing demand for certified financial planning professionals. To maximize their financial advisor pay in Los Lunas, individuals might consider refining their skills, obtaining relevant certifications like the CFP or CFA, and engaging with clients who require comprehensive financial strategies that align with fiduciary principles.
More salary data for Los Lunas, NM:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $92,187 for financial advisorsin the Los Lunas metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Los Lunas is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov