Financial Advisor Salary in Perth Amboy, NJ: $122,472 (2026)
Quick Answer:A full-time financial advisor in Perth Amboy, NJ earns a median $122,472/year (≈ $58.88/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Perth Amboy's price level (15% above national, BEA RPP 115.2), that paycheck buys what $106,313 would nationally. Nominal pay sits 2.0% below the New Jersey state average.
Based on BLS state-level estimates · View source
For financial advisors in Perth Amboy, the 2026 median annual salary is projected at $122,472, reflecting a noteworthy increase compared to the national median of $108,537. This local figure indicates strong compensation potential, particularly when considering the salary range from $71,034 at the lower end to $189,832 at the higher end. With estimates derived from 2025 BLS data and adjusted for regional price parities, it's clear that the compensation structure is influenced by the prevailing AUM (Assets Under Management) model. Financial advisors operating under this model often earn higher salaries than their commission-based counterparts in wirehouses, as the fiduciary obligations at Registered Investment Advisors (RIAs) lead to different incentives and pay scales.
About the Perth Amboy Market
Salary estimated from New Jersey average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $71,034 | $34.15 |
| Lower Range (P25) | $88,180 | $42.39 |
| Median (P50)(typical) | $122,472 | $58.88 |
| Upper Range (P75) | $156,765 | $75.37 |
| Top Earners (P90) | $189,832 | $91.27 |
Median Salary Position
12.84% above the national average
2026 Salary Percentile Distribution in Perth Amboy
In Perth Amboy, NJ, the financial advisor salary spread from the 10th to 90th percentile is $118,798 (2026 est.). At $122,472, the local median is 12.84% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Perth Amboy: You'd be in the lower-middle range
How Perth Amboy Financial Advisor Pay Compares
Perth Amboy median: $122,472/year (2026)
| Compared To | Median Salary | Perth Amboy Pays |
|---|---|---|
| New Jersey Average | $124,972 | -2.00% less |
| National Average | $108,537 | +12.84% more |
Financial Advisors in Perth Amboy, NJ earn a median of $122,472 per year (2026 est.), which is 12.84% higher than the national median of $108,537 and 2.00% below the New Jersey state average of $124,972.
Cost-of-Living Adjusted Salary
Perth Amboy has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Perth Amboy, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $122,472 is competitive, the higher cost of living reduces purchasing power to an effective $106,313 — a 13.19% reduction.
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2019 BLS Actual
$99,129
2025 BLS Actual
$118,560
2026 Current Est.
$122,472
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Perth Amboy (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $99,129 | Actual |
| 2020 | $100,799 | Actual |
| 2021 | $106,261 | Actual |
| 2022 | $107,637 | Actual |
| 2023 | $112,365 | Actual |
| 2024 | $167,002 | Actual |
| 2025 | $118,560 | Actual |
| 2026(current) | $122,472 | Estimated |
| 2027 | $126,514 | Projected |
Based on 7 years of BLS OEWS data for the Perth Amboy metropolitan area, the median financial advisor salary grew 19.6% from $99,129 (2019) to $118,560 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $126,514 by 2027 — a total increase of $27,385 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Perth Amboy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $71,034 – $88,180 |
| 3-5 years (Mid Career) | $88,180 – $122,472 |
| 5+ years (Experienced) | $122,472 – $156,765 |
| 10+ years (Top Earner) | $156,765 – $189,832 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Perth Amboy
The job market for financial advisors in Perth Amboy is relatively modest, with only 13 professionals currently employed in the area. The local cost of living index stands at 115.2, suggesting that while salaries appear competitive, take-home pay may be counterbalanced by everyday expenses. High-paying employers in this region include larger wirehouses like Wells Fargo Advisors, which typically compensate well, although independent broker-dealers and RIAs can also be lucrative, especially for those with a strong client base. The disparity in earnings comes from various factors such as AUM book size, fee models, and credentialing advantages gained through certifications like CFP or CFA. Advisors aiming to maximize their earnings in Perth Amboy should focus on building a substantial AUM, maintaining high client retention rates, and potentially exploring exit strategies from traditional wirehouses to capitalize on a more favorable RIA fee structure.
More salary data for Perth Amboy, NJ:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $118,560 for financial advisorsin the Perth Amboy metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Perth Amboy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov