Financial Advisor Salary in Howell, NJ: $125,097 (2026)
Quick Answer:A full-time financial advisor in Howell, NJ earns a median $125,097/year (≈ $60.14/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Howell's price level (15% above national, BEA RPP 115.2), that paycheck buys what $108,591 would nationally. Nominal pay sits 0.0% above the New Jersey state average.
Based on BLS state-level estimates · View source
In Howell, NJ, the compensation landscape for financial advisors reflects both the growing premium associated with the CFP credential and the expanding trend towards fee-only fiduciary practices. Projected estimates for 2026 indicate a median annual salary of $125,097, which is notably higher—by 15.26%—than the projected national median of $108,537. Within this local framework, salaries span a full range from $72,557 at the 10th percentile to $193,901 at the 90th percentile. These figures are derived from BLS state-level data adjusted for regional cost variations in Howell, where employment opportunities for financial advisors appear steady, supported by a market that increasingly values certified financial planners.
About the Howell Market
Salary estimated from New Jersey average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $72,557 | $34.88 |
| Lower Range (P25) | $90,070 | $43.30 |
| Median (P50)(typical) | $125,097 | $60.14 |
| Upper Range (P75) | $160,124 | $76.98 |
| Top Earners (P90) | $193,901 | $93.22 |
Median Salary Position
15.26% above the national average
2026 Salary Percentile Distribution in Howell
In Howell, NJ, the financial advisor salary spread from the 10th to 90th percentile is $121,344 (2026 est.). At $125,097, the local median is 15.26% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Howell: You'd be in the lower-middle range
How Howell Financial Advisor Pay Compares
Howell median: $125,097/year (2026)
| Compared To | Median Salary | Howell Pays |
|---|---|---|
| National Average | $108,537 | +15.26% more |
Financial Advisors in Howell, NJ earn a median of $125,097 per year (2026 est.), which is 15.26% higher than the national median of $108,537.
Cost-of-Living Adjusted Salary
Howell has a cost of living 15.20% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Howell, NJ has a cost-of-living index of 115.2 (above the national average of 100). While the nominal salary of $125,097 is competitive, the higher cost of living reduces purchasing power to an effective $108,591 — a 13.19% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$101,254
2025 BLS Actual
$121,101
2026 Current Est.
$125,097
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Howell (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,254 | Actual |
| 2020 | $102,959 | Actual |
| 2021 | $108,538 | Actual |
| 2022 | $109,944 | Actual |
| 2023 | $114,773 | Actual |
| 2024 | $170,580 | Actual |
| 2025 | $121,101 | Actual |
| 2026(current) | $125,097 | Estimated |
| 2027 | $129,226 | Projected |
Based on 7 years of BLS OEWS data for the Howell metropolitan area, the median financial advisor salary grew 19.6% from $101,254 (2019) to $121,101 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $129,226 by 2027 — a total increase of $27,972 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Howell metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $72,557 – $90,070 |
| 3-5 years (Mid Career) | $90,070 – $125,097 |
| 5+ years (Experienced) | $125,097 – $160,124 |
| 10+ years (Top Earner) | $160,124 – $193,901 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Howell
As of the most recent data, Howell employs only 11 financial advisors, making for a competitive yet niche job market in the area. The cost of living index at 115.2 indicates that the higher salaries come with a corresponding cost of living; thus, take-home pay may not stretch as far as it would in lower-cost regions. Notably, large wirehouses such as Morgan Stanley and Merrill Lynch are major local employers, typically offering higher salaries compared to independent broker-dealers and registered investment advisors (RIAs). The disparity in earnings can be attributed to factors like book size, the fee model (with RIAs predominantly using an AUM approach), and the client demographic focus—high-net-worth individuals often translate to greater potential earnings. To effectively maximize earnings in Howell, advisors should consider obtaining CFP and CFA credentials, positioning themselves accordingly in the fiduciary space, and actively seeking opportunities within firms that cater to affluent clients.
More salary data for Howell, NJ:
Frequently Asked Questions
How much do financial advisors make in Howell, NJ in 2026?
Is Howell, NJ a good place to work as a financial advisor?
Can financial advisors make $100K in Howell?
What is the cost-of-living adjusted financial advisor salary in Howell?
How much does a financial advisor make per hour in Howell?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in New Jersey
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $121,101 for financial advisorsin the Howell metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Howell is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov