Financial Advisor Salary in Fernley, NV: $98,618 (2026)
Quick Answer:A full-time financial advisor in Fernley, NV earns a median $98,618/year (≈ $47.41/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Fernley's price level (2% below national, BEA RPP 98.3), that paycheck buys what $100,323 would nationally. Nominal pay sits 7.6% below the Nevada state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Fernley, Nevada, are projected to earn a median annual salary of $98,618, which reflects a trend towards competitive compensation despite being below the national median of $108,537. The salary range for this occupation spans from $57,198 at the P10 level to $152,858 at the P90 threshold, indicating significant variation in earnings based on experience and the specific compensation structure employed. These local estimates, derived from 2025 BLS data and adjusted for regional cost of living, highlight a market shaped by the distinction between commission-based wirehouse models and asset under management (AUM) fee structures typical of RIAs. As these dynamics unfold, the financial advising job market in Fernley offers unique opportunities for savvy professionals.
About the Fernley Market
Salary estimated from Nevada average ($98,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $57,198 | $27.50 |
| Lower Range (P25) | $71,005 | $34.14 |
| Median (P50)(typical) | $98,618 | $47.41 |
| Upper Range (P75) | $126,232 | $60.69 |
| Top Earners (P90) | $152,858 | $73.49 |
Median Salary Position
9.14% below the national average
2026 Salary Percentile Distribution in Fernley
In Fernley, NV, the financial advisor salary spread from the 10th to 90th percentile is $95,660 (2026 est.). At $98,618, the local median is 9.14% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Fernley: You'd be in the lower-middle range
How Fernley Financial Advisor Pay Compares
Fernley median: $98,618/year (2026)
| Compared To | Median Salary | Fernley Pays |
|---|---|---|
| Nevada Average | $106,730 | -7.60% less |
| National Average | $108,537 | -9.14% less |
Financial Advisors in Fernley, NV earn a median of $98,618 per year (2026 est.), which is 9.14% lower than the national median of $108,537 and 7.60% below the Nevada state average of $106,730.
Cost-of-Living Adjusted Salary
Fernley has a cost of living 1.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Fernley, NV has a cost-of-living index of 98.3 (below the national average of 100). A financial advisor earning $98,618 nominally has purchasing power equivalent to $100,323 in an average-cost city — an effective 1.73% boost.
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2019 BLS Actual
$79,822
2025 BLS Actual
$95,468
2026 Current Est.
$98,618
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Fernley (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $79,822 | Actual |
| 2020 | $81,166 | Actual |
| 2021 | $85,564 | Actual |
| 2022 | $86,673 | Actual |
| 2023 | $90,480 | Actual |
| 2024 | $89,044 | Actual |
| 2025 | $95,468 | Actual |
| 2026(current) | $98,618 | Estimated |
| 2027 | $101,873 | Projected |
Based on 7 years of BLS OEWS data for the Fernley metropolitan area, the median financial advisor salary grew 19.6% from $79,822 (2019) to $95,468 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $101,873 by 2027 — a total increase of $22,051 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fernley metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $57,198 – $71,005 |
| 3-5 years (Mid Career) | $71,005 – $98,618 |
| 5+ years (Experienced) | $98,618 – $126,232 |
| 10+ years (Top Earner) | $126,232 – $152,858 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Fernley
Job security in Fernley is modest, with only six financial advisors currently employed in the area, a scenario which can present challenges as well as opportunities. With a cost of living index at 98.3, the purchasing power for financial advisor salaries is somewhat reduced compared to the national average, making it crucial for advisors to consider compensation structures that maximize earnings. Among local employers, wirehouses like Morgan Stanley and UBS generally provide higher pay, but the independent and fiduciary model trends indicate that RIAs may offer lucrative prospects as they harness client relationships and AUM-based fee strategies. The disparity in pay can be driven by various factors, such as credential premium for CFP or CFA certifications, the size of an advisor's AUM, and the extent of high-net-worth client concentration. For those aiming to enhance their financial advisor pay in Fernley, developing a strong client base and considering fiduciary roles could provide significant advantages.
More salary data for Fernley, NV:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $95,468 for financial advisorsin the Fernley metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Fernley is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov