Financial Advisor Salary in Sebring, FL: $46,526 (2026)
Quick Answer:A full-time financial advisor in Sebring, FL earns a median $46,526/year (≈ $22.36/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Sebring's price level (8% below national, BEA RPP 92.5), that paycheck buys what $50,315 would nationally. Nominal pay sits 53.2% below the Florida state average.
Official BLS data · View source
In 2026, the financial advisor salary in Sebring, FL is projected to reach a median of $46,526, a stark contrast to the national median of $108,537. The salary range for financial advisors in the area varies significantly, with the lowest earners (P10) making approximately $42,043, while top earners (P90) can command as much as $195,495. This data, derived from official BLS OEWS surveys, illustrates the distinct financial landscapes shaped by the wirehouse versus RIA (Registered Investment Advisor) divide. The prevailing asset under management (AUM) model influences advisor pay, with RIAs typically offering compensation structures tied to AUM, while wirehouses often follow traditional commission-based methods. In Sebring's job market, the financial advisor sector reflects diversification and competition, affording potential advisors a dynamic environment to establish their careers.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $42,043 | $20.22 |
| Lower Range (P25) | $45,287 | $21.78 |
| Median (P50)(typical) | $46,526 | $22.36 |
| Upper Range (P75) | $83,477 | $40.13 |
| Top Earners (P90) | $195,495 | $93.98 |
Median Salary Position
57.13% below the national average
2026 Salary Percentile Distribution in Sebring
In Sebring, FL, the financial advisor salary spread from the 10th to 90th percentile is $153,452 (2026 est.). At $46,526, the local median is 57.13% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Sebring: You'd be in the entry-level range
How Sebring Financial Advisor Pay Compares
Sebring median: $46,526/year (2026)
| Compared To | Median Salary | Sebring Pays |
|---|---|---|
| Florida Average | $99,415 | -53.20% less |
| National Average | $108,537 | -57.13% less |
Financial Advisors in Sebring, FL earn a median of $46,526 per year (2026 est.), which is 57.13% lower than the national median of $108,537 and 53.20% below the Florida state average of $99,415.
Cost-of-Living Adjusted Salary
Sebring has a cost of living 7.53% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sebring, FL has a cost-of-living index of 92.47 (below the national average of 100). A financial advisor earning $46,526 nominally has purchasing power equivalent to $50,315 in an average-cost city — an effective 8.14% boost.
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2019 BLS Actual
$37,658
2025 BLS Actual
$45,040
2026 Current Est.
$46,526
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Sebring (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $37,658 | Actual |
| 2020 | $38,293 | Actual |
| 2021 | $40,368 | Actual |
| 2022 | $51,700 | Actual |
| 2023 | $57,450 | Actual |
| 2024 | $71,190 | Actual |
| 2025 | $45,040 | Actual |
| 2026(current) | $46,526 | Estimated |
| 2027 | $48,062 | Projected |
Based on 7 years of BLS OEWS data for the Sebring metropolitan area, the median financial advisor salary grew 19.6% from $37,658 (2019) to $45,040 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $48,062 by 2027 — a total increase of $10,404 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sebring metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $42,043 – $45,287 |
| 3-5 years (Mid Career) | $45,287 – $46,526 |
| 5+ years (Experienced) | $46,526 – $83,477 |
| 10+ years (Top Earner) | $83,477 – $195,495 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Sebring
Across Sebring, there are about 30 financial advisors currently employed, contributing to a local employment market where cost of living plays a crucial role. With a cost-of-living index at 92.47, the area's relatively lower living expenses enhance the purchasing power of financial advisors' salaries. Among local employers, wirehouses like Morgan Stanley and Merrill Lynch typically offer some of the highest compensation, while independent broker-dealers and RIAs also provide competitive packages, with pay often influenced by factors such as client concentration, AUM, and professional credentials. The disparity between low and high financial advisor pay in Sebring stems from various elements, including marketing strategies, client acquisition methods, and the advisor's ability to build a substantial AUM book. For aspiring financial advisors, focusing on high-net-worth clients, pursuing CFP or CFA designations, and considering partnerships in RIA firms or high-performing teams can maximize income potential within this unique market.
More salary data for Sebring, FL:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $45,040 for financial advisorsin the Sebring metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 4-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov