Financial Advisor Salary in Oviedo, FL: $97,577 (2026)
Quick Answer:A full-time financial advisor in Oviedo, FL earns a median $97,577/year (≈ $46.91/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Oviedo's price level (1% above national, BEA RPP 100.8), that paycheck buys what $96,803 would nationally. Nominal pay sits 1.8% below the Florida state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Oviedo, Florida, can expect a median annual salary of $97,577, aligning closely with the local cost of living. This figure reflects a range from $56,595 at the lower end (10th percentile) to $151,245 for those in the upper tier (90th percentile). Local estimates derived from state-level BLS data indicate an increasingly competitive environment for skilled advisors, particularly those holding the CFP credential. The shift towards fee-only fiduciary models is reshaping compensation structures, allowing advisors focused on delivering unbiased financial planning services to thrive even as national benchmarks, like the 2026 median of $108,537, present a challenging bar to surpass in Oviedo's job market.
About the Oviedo Market
Salary estimated from Florida average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $56,595 | $27.21 |
| Lower Range (P25) | $70,255 | $33.78 |
| Median (P50)(typical) | $97,577 | $46.91 |
| Upper Range (P75) | $124,899 | $60.05 |
| Top Earners (P90) | $151,245 | $72.71 |
Median Salary Position
10.1% below the national average
2026 Salary Percentile Distribution in Oviedo
In Oviedo, FL, the financial advisor salary spread from the 10th to 90th percentile is $94,650 (2026 est.). At $97,577, the local median is 10.1% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Oviedo: You'd be in the lower-middle range
How Oviedo Financial Advisor Pay Compares
Oviedo median: $97,577/year (2026)
| Compared To | Median Salary | Oviedo Pays |
|---|---|---|
| Florida Average | $99,366 | -1.80% less |
| National Average | $108,537 | -10.10% less |
Financial Advisors in Oviedo, FL earn a median of $97,577 per year (2026 est.), which is 10.10% lower than the national median of $108,537 and 1.80% below the Florida state average of $99,366.
Cost-of-Living Adjusted Salary
Oviedo has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Oviedo, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $97,577 is competitive, the higher cost of living reduces purchasing power to an effective $96,803 — a 0.79% reduction.
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2019 BLS Actual
$78,979
2025 BLS Actual
$94,460
2026 Current Est.
$97,577
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Oviedo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $78,979 | Actual |
| 2020 | $80,309 | Actual |
| 2021 | $84,661 | Actual |
| 2022 | $85,757 | Actual |
| 2023 | $89,524 | Actual |
| 2024 | $106,929 | Actual |
| 2025 | $94,460 | Actual |
| 2026(current) | $97,577 | Estimated |
| 2027 | $100,797 | Projected |
Based on 7 years of BLS OEWS data for the Oviedo metropolitan area, the median financial advisor salary grew 19.6% from $78,979 (2019) to $94,460 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $100,797 by 2027 — a total increase of $21,818 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oviedo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $56,595 – $70,255 |
| 3-5 years (Mid Career) | $70,255 – $97,577 |
| 5+ years (Experienced) | $97,577 – $124,899 |
| 10+ years (Top Earner) | $124,899 – $151,245 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Oviedo
Despite only 10 financial advisors currently employed in Oviedo, the job market remains stable, bolstered by a modest cost-of-living index of 100.8, which provides a conducive environment for take-home pay. Employers such as Morgan Stanley and Wells Fargo Advisors generally offer competitive salaries for advisors managing high-net-worth clientele, drawing attention to how factors like AUM book size and fee model impact earnings potential. The discrepancy in compensation can largely be attributed to varying client bases and business models across firms in the area. Financial advisors seeking to maximize their pay in Oviedo should consider developing expertise in managing substantial client assets and becoming certified, leveraging the growing trend towards fee-based advisory services, and attracting high-value clients, thereby positioning themselves favorably within this evolving market.
More salary data for Oviedo, FL:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $94,460 for financial advisorsin the Oviedo metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Oviedo is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov