Financial Advisor Salary in Delray Beach, FL: $99,605 (2026)
Quick Answer:A full-time financial advisor in Delray Beach, FL earns a median $99,605/year (≈ $47.89/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Delray Beach's price level (1% above national, BEA RPP 100.8), that paycheck buys what $98,814 would nationally. Nominal pay sits 0.3% above the Florida state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Delray Beach, Florida, are projected to earn a median annual salary of $99,605, which falls below the national median of $108,537. The salary range for advisors in this area spans from $57,771 at the 10th percentile to $154,388 at the 90th percentile, reflecting significant disparities in compensation tied to experience and client portfolios. Notably, these figures are derived from estimates based on 2025 BLS state-level data, accounting for regional price variations that influence local financial advisor pay in Delray Beach, FL. As the financial advisory landscape evolves, particularly with the growth of fee-only fiduciary firms, the demand for certified financial planners (CFPs) is likely to influence earning potential, creating opportunities for those with this essential credential.
About the Delray Beach Market
Salary estimated from Florida average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $57,771 | $27.78 |
| Lower Range (P25) | $71,716 | $34.48 |
| Median (P50)(typical) | $99,605 | $47.89 |
| Upper Range (P75) | $127,494 | $61.30 |
| Top Earners (P90) | $154,388 | $74.22 |
Median Salary Position
8.23% below the national average
2026 Salary Percentile Distribution in Delray Beach
In Delray Beach, FL, the financial advisor salary spread from the 10th to 90th percentile is $96,617 (2026 est.). At $99,605, the local median is 8.23% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Delray Beach: You'd be in the lower-middle range
How Delray Beach Financial Advisor Pay Compares
Delray Beach median: $99,605/year (2026)
| Compared To | Median Salary | Delray Beach Pays |
|---|---|---|
| Florida Average | $99,307 | +0.30% more |
| National Average | $108,537 | -8.23% less |
Financial Advisors in Delray Beach, FL earn a median of $99,605 per year (2026 est.), which is 8.23% lower than the national median of $108,537 and 0.30% above the Florida state average of $99,307.
Cost-of-Living Adjusted Salary
Delray Beach has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Delray Beach, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $99,605 is competitive, the higher cost of living reduces purchasing power to an effective $98,814 — a 0.79% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$80,620
2025 BLS Actual
$96,423
2026 Current Est.
$99,605
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Delray Beach (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $80,620 | Actual |
| 2020 | $81,978 | Actual |
| 2021 | $86,420 | Actual |
| 2022 | $87,540 | Actual |
| 2023 | $91,385 | Actual |
| 2024 | $109,151 | Actual |
| 2025 | $96,423 | Actual |
| 2026(current) | $99,605 | Estimated |
| 2027 | $102,892 | Projected |
Based on 7 years of BLS OEWS data for the Delray Beach metropolitan area, the median financial advisor salary grew 19.6% from $80,620 (2019) to $96,423 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $102,892 by 2027 — a total increase of $22,272 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Delray Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $57,771 – $71,716 |
| 3-5 years (Mid Career) | $71,716 – $99,605 |
| 5+ years (Experienced) | $99,605 – $127,494 |
| 10+ years (Top Earner) | $127,494 – $154,388 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Delray Beach
Despite having only 15 financial advisors employed in Delray Beach, the salaries reflect a competitive local job market. With a cost-of-living index at 100.8, advisors’ earnings may not stretch as far as those in lower-cost regions, potentially affecting purchasing power. Among the local hire landscape, wirehouses such as Morgan Stanley and Merrill Lynch tend to offer some of the highest salaries due to their commission-based structures. Conversely, fee-only registered investment advisory (RIA) firms provide a compelling alternative with AUM-based compensation models, which can lead to higher aggregate earnings, particularly for those managing larger client portfolios. The wide compensation range can be attributed to various factors, including clients’ asset sizes, whether advisors are affiliated with larger firms or operate solo, and the value placed on credentials like CFP or CFA. To maximize earnings in this market, financial advisors should focus on building a strong client base, pursuing high-net-worth clients, and actively enhancing their educational qualifications to leverage the growing interest in fiduciary financial planning.
More salary data for Delray Beach, FL:
Frequently Asked Questions
How much do financial advisors make in Delray Beach, FL in 2026?
Is Delray Beach, FL a good place to work as a financial advisor?
Can financial advisors make $100K in Delray Beach?
What is the cost-of-living adjusted financial advisor salary in Delray Beach?
How much does a financial advisor make per hour in Delray Beach?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Florida
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $96,423 for financial advisorsin the Delray Beach metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Delray Beach is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov