Financial Advisor Salary in Cape Coral, FL: $102,329 (2026)
Quick Answer:A full-time financial advisor in Cape Coral, FL earns a median $102,329/year (≈ $49.20/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Cape Coral's price level (2% above national, BEA RPP 102.3), that paycheck buys what $99,980 would nationally. Nominal pay sits 3.0% above the Florida state average.
Official BLS data · View source
In Cape Coral, financial advisors can expect a median annual salary of $102,329 in 2026, reflecting the area's competitive earning potential. The range of salaries spans from $49,088 at the 10th percentile to an impressive $381,063 at the 90th percentile. This data, derived from 2025 BLS OEWS surveys and projected to 2026, reveals a diverse compensation landscape where both wirehouse employees and independent Registered Investment Advisors (RIAs) operate. The differences in compensation structures largely arise from the transition between commission-based models prevalent at wirehouses and the assets under management (AUM) fee framework adopted by many RIAs. As the financial advisory sector evolves, Cape Coral reflects these trends, with guidance based on both fiduciary responsibility and commission-driven models impacting advisor salaries in the region.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $49,088 | $23.60 |
| Lower Range (P25) | $61,453 | $29.54 |
| Median (P50)(typical) | $102,329 | $49.20 |
| Upper Range (P75) | $194,782 | $93.64 |
| Top Earners (P90) | $381,063 | $183.20 |
Median Salary Position
5.72% below the national average
2026 Salary Percentile Distribution in Cape Coral
In Cape Coral, FL, the financial advisor salary spread from the 10th to 90th percentile is $331,975 (2026 est.). At $102,329, the local median is 5.72% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Cape Coral: You'd be in the entry-level range
How Cape Coral Financial Advisor Pay Compares
Cape Coral median: $102,329/year (2026)
| Compared To | Median Salary | Cape Coral Pays |
|---|---|---|
| Florida Average | $99,349 | +3.00% more |
| National Average | $108,537 | -5.72% less |
Financial Advisors in Cape Coral, FL earn a median of $102,329 per year (2026 est.), which is 5.72% lower than the national median of $108,537 and 3.00% above the Florida state average of $99,349.
Cost-of-Living Adjusted Salary
Cape Coral has a cost of living 2.35% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Cape Coral, FL has a cost-of-living index of 102.349 (above the national average of 100). While the nominal salary of $102,329 is competitive, the higher cost of living reduces purchasing power to an effective $99,980 — a 2.3% reduction.
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2019 BLS Actual
$81,310
2025 BLS Actual
$99,060
2026 Current Est.
$102,329
2019–2027 Growth
+30.0%
Salary Trajectory for Financial Advisors in Cape Coral (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $81,310 | Actual |
| 2020 | $73,630 | Actual |
| 2021 | $62,290 | Actual |
| 2022 | $78,290 | Actual |
| 2023 | $88,200 | Actual |
| 2024 | $96,180 | Actual |
| 2025 | $99,060 | Actual |
| 2026(current) | $102,329 | Estimated |
| 2027 | $105,706 | Projected |
Based on 7 years of BLS OEWS data for the Cape Coral metropolitan area, the median financial advisor salary grew 21.8% from $81,310 (2019) to $99,060 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $105,706 by 2027 — a total increase of $24,396 (30.00%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cape Coral metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $49,088 – $61,453 |
| 3-5 years (Mid Career) | $61,453 – $102,329 |
| 5+ years (Experienced) | $102,329 – $194,782 |
| 10+ years (Top Earner) | $194,782 – $381,063 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Cape Coral
The local job market for financial advisors in Cape Coral is robust, with approximately 280 professionals currently employed in the field. Although the cost of living index stands at 102.349, indicating a slightly above-average environment, the purchasing power afforded by salaries helps mitigate this concern. Among the various employers, wirehouses such as Morgan Stanley and Merrill Lynch typically offer some of the highest salaries, yet independent broker-dealers like LPL Financial and fee-only RIAs are also gaining traction by providing competitive compensation without commission conflicts. Factors like the size of an advisor's AUM, credentialing such as CFP or CFA, and the demographic of high-net-worth clients can significantly influence earnings. Advisors looking to maximize their pay should consider specializing in areas with high client concentrations and pursuing credentials that command premium pay, as market dynamics in Cape Coral continue to reward those who adapt strategically to evolving financial landscapes.
More salary data for Cape Coral, FL:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $99,060 for financial advisorsin the Cape Coral metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov