Financial Advisor Salary in Napa, CA: $131,439 (2026)
Quick Answer:A full-time financial advisor in Napa, CA earns a median $131,439/year (≈ $63.19/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Napa's price level (13% above national, BEA RPP 112.6), that paycheck buys what $116,779 would nationally. Nominal pay sits 14.0% above the California state average.
Official BLS data · View source
In Napa, California, financial advisors can anticipate a competitive median annual salary of $131,439 in 2026, significantly higher than the national median of $108,537 for the same year. The projected salary range spans from $70,905 at the 10th percentile to an impressive $293,083 at the 90th percentile, reflecting a diverse array of earning potential in this profession. This data is derived from official Bureau of Labor Statistics (BLS) OEWS surveys, and highlights how transitioning to independent advisory roles can enhance long-term compensation. With Napa's dynamic market and growing wealth management opportunities, it's clear that qualified financial advisors who adapt to industry shifts can significantly increase their earning capabilities.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $70,905 | $34.09 |
| Lower Range (P25) | $79,613 | $38.28 |
| Median (P50)(typical) | $131,439 | $63.19 |
| Upper Range (P75) | $169,433 | $81.45 |
| Top Earners (P90) | $293,083 | $140.90 |
Median Salary Position
21.10% above the national average
2026 Salary Percentile Distribution in Napa
In Napa, CA, the financial advisor salary spread from the 10th to 90th percentile is $222,178 (2026 est.). At $131,439, the local median is 21.1% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Napa: You'd be in the lower-middle range
How Napa Financial Advisor Pay Compares
Napa median: $131,439/year (2026)
| Compared To | Median Salary | Napa Pays |
|---|---|---|
| California Average | $115,297 | +14.00% more |
| National Average | $108,537 | +21.10% more |
Financial Advisors in Napa, CA earn a median of $131,439 per year (2026 est.), which is 21.10% higher than the national median of $108,537 and 14.00% above the California state average of $115,297.
Cost-of-Living Adjusted Salary
Napa has a cost of living 12.55% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Napa, CA has a cost-of-living index of 112.554 (above the national average of 100). While the nominal salary of $131,439 is competitive, the higher cost of living reduces purchasing power to an effective $116,779 — a 11.15% reduction.
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2019 BLS Actual
$102,320
2025 BLS Actual
$127,240
2026 Current Est.
$131,439
2019–2027 Growth
+32.7%
Salary Trajectory for Financial Advisors in Napa (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $102,320 | Actual |
| 2020 | $107,920 | Actual |
| 2021 | $94,790 | Actual |
| 2022 | $101,680 | Actual |
| 2023 | $102,680 | Actual |
| 2024 | $105,290 | Actual |
| 2025 | $127,240 | Actual |
| 2026(current) | $131,439 | Estimated |
| 2027 | $135,776 | Projected |
Based on 7 years of BLS OEWS data for the Napa metropolitan area, the median financial advisor salary grew 24.4% from $102,320 (2019) to $127,240 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $135,776 by 2027 — a total increase of $33,456 (32.70%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Napa metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $70,905 – $79,613 |
| 3-5 years (Mid Career) | $79,613 – $131,439 |
| 5+ years (Experienced) | $131,439 – $169,433 |
| 10+ years (Top Earner) | $169,433 – $293,083 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Napa
The local job market for financial advisors in Napa comprises around 100 professionals, creating a competitive yet promising environment. However, the cost of living index stands at 112.554, indicating that while salaries are above national averages, high living costs can impact net purchasing power. Employers such as Morgan Stanley, UBS, and fee-only RIAs like LPL Financial are among the top payers in the area, while independent advisors often enjoy higher margins through AUM-based fee models. Factors contributing to the notable pay spread include client concentration, AUM book size, and the prestige of credentials like CFP or CFA, along with equity stakes in advisory firms. To maximize their financial advisor pay in Napa, professionals should focus on developing a high-net-worth clientele and exploring transitions to fee-only advisory models, which often provide greater long-term financial rewards compared to traditional commission-based roles.
More salary data for Napa, CA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $127,240 for financial advisorsin the Napa metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov