Financial Advisor Salary in Lancaster, CA: $117,611 (2026)
Quick Answer:A full-time financial advisor in Lancaster, CA earns a median $117,611/year (≈ $56.55/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Lancaster's price level (13% above national, BEA RPP 113.1), that paycheck buys what $103,989 would nationally. Nominal pay sits 2.0% above the California state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Lancaster, California, are projected to earn a median annual salary of $117,611, reflecting a competitive increase compared to the national average annual figure of $108,537. The salary range for this occupation varies significantly, from $68,214 at the 10th percentile to as high as $182,298 at the 90th percentile. These figures are based on estimates derived from 2025 BLS state-level data and regional price adjustments, indicating that the local job market for financial advisors has unique dynamics driven by various factors. The influence of the Certified Financial Planner (CFP) credential premium and the rise of fee-only fiduciary firms is contributing to this upward trend in financial advisor pay in Lancaster, CA, as these models continue to shift industry standards for compensation.
About the Lancaster Market
Salary estimated from California average ($140,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $68,214 | $32.80 |
| Lower Range (P25) | $84,680 | $40.71 |
| Median (P50)(typical) | $117,611 | $56.55 |
| Upper Range (P75) | $150,542 | $72.37 |
| Top Earners (P90) | $182,298 | $87.64 |
Median Salary Position
8.36% above the national average
2026 Salary Percentile Distribution in Lancaster
In Lancaster, CA, the financial advisor salary spread from the 10th to 90th percentile is $114,084 (2026 est.). At $117,611, the local median is 8.36% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Lancaster: You'd be in the lower-middle range
How Lancaster Financial Advisor Pay Compares
Lancaster median: $117,611/year (2026)
| Compared To | Median Salary | Lancaster Pays |
|---|---|---|
| California Average | $115,305 | +2.00% more |
| National Average | $108,537 | +8.36% more |
Financial Advisors in Lancaster, CA earn a median of $117,611 per year (2026 est.), which is 8.36% higher than the national median of $108,537 and 2.00% above the California state average of $115,305.
Cost-of-Living Adjusted Salary
Lancaster has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Lancaster, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $117,611 is competitive, the higher cost of living reduces purchasing power to an effective $103,989 — a 11.58% reduction.
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2019 BLS Actual
$95,194
2025 BLS Actual
$113,854
2026 Current Est.
$117,611
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Lancaster (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $95,194 | Actual |
| 2020 | $96,798 | Actual |
| 2021 | $102,043 | Actual |
| 2022 | $103,365 | Actual |
| 2023 | $107,905 | Actual |
| 2024 | $161,567 | Actual |
| 2025 | $113,854 | Actual |
| 2026(current) | $117,611 | Estimated |
| 2027 | $121,492 | Projected |
Based on 7 years of BLS OEWS data for the Lancaster metropolitan area, the median financial advisor salary grew 19.6% from $95,194 (2019) to $113,854 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $121,492 by 2027 — a total increase of $26,298 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lancaster metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $68,214 – $84,680 |
| 3-5 years (Mid Career) | $84,680 – $117,611 |
| 5+ years (Experienced) | $117,611 – $150,542 |
| 10+ years (Top Earner) | $150,542 – $182,298 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Lancaster
The local job market boasts around 40 financial advisors, indicating a moderately competitive landscape while offering various opportunities for career growth. With a cost-of-living index at 113.1, it is essential for financial professionals to understand purchasing power when evaluating potential salaries in Lancaster. Employers such as Morgan Stanley and Wells Fargo Advisors typically offer higher pay among those in the wirehouse category, whereas independent Registered Investment Advisors (RIAs) may attract candidates seeking fee-only structures that can result in higher overall compensation, especially for those managing larger asset books. The disparity between salaries often stems from elements such as assets under management (AUM) and the fee structures employed—where 1% AUM models at RIAs compare to commission-based structures at wirehouses. Advisors looking to maximize their earnings should consider developing a strong portfolio of high-net-worth clients, pursuing relevant certifications like the CFP, and potentially transitioning from wirehouses to RIAs to capitalize on the market shift toward fiduciary practices.
More salary data for Lancaster, CA:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $113,854 for financial advisorsin the Lancaster metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Lancaster is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov