Financial Advisor Salary in Hot Springs, AR: $66,060 (2026)
Quick Answer:A full-time financial advisor in Hot Springs, AR earns a median $66,060/year (≈ $31.76/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Hot Springs's price level (14% below national, BEA RPP 85.7), that paycheck buys what $77,056 would nationally. Nominal pay sits 10.4% below the Arkansas state average.
Official BLS data · View source
In 2026, financial advisors in Hot Springs, Arkansas, are projected to earn a median annual salary of $66,060, significantly lower than the national average of $108,537. The salary range in this region is wide, with entry-level positions starting at $33,634 and experienced advisors potentially making up to $175,920. This data comes from official Bureau of Labor Statistics (BLS) surveys and reflects a growing trend toward fee-only advisory models, where Certified Financial Planners (CFPs) command premiums for their services. As the industry evolves, Hot Springs's job market is adapting to this shift, offering opportunities for both commission-based roles and fiduciary practices that prioritize client interests.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $33,634 | $16.18 |
| Lower Range (P25) | $36,909 | $17.75 |
| Median (P50)(typical) | $66,060 | $31.76 |
| Upper Range (P75) | $122,380 | $58.84 |
| Top Earners (P90) | $175,920 | $84.58 |
Median Salary Position
39.14% below the national average
2026 Salary Percentile Distribution in Hot Springs
In Hot Springs, AR, the financial advisor salary spread from the 10th to 90th percentile is $142,286 (2026 est.). At $66,060, the local median is 39.14% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Hot Springs: You'd be in the entry-level range
How Hot Springs Financial Advisor Pay Compares
Hot Springs median: $66,060/year (2026)
| Compared To | Median Salary | Hot Springs Pays |
|---|---|---|
| Arkansas Average | $73,728 | -10.40% less |
| National Average | $108,537 | -39.14% less |
Financial Advisors in Hot Springs, AR earn a median of $66,060 per year (2026 est.), which is 39.14% lower than the national median of $108,537 and 10.40% below the Arkansas state average of $73,728.
Cost-of-Living Adjusted Salary
Hot Springs has a cost of living 14.27% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Hot Springs, AR has a cost-of-living index of 85.73 (below the national average of 100). A financial advisor earning $66,060 nominally has purchasing power equivalent to $77,056 in an average-cost city — an effective 16.65% boost.
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2019 BLS Actual
$53,469
2025 BLS Actual
$63,950
2026 Current Est.
$66,060
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Hot Springs (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $53,469 | Actual |
| 2020 | $54,370 | Actual |
| 2021 | $79,190 | Actual |
| 2022 | $45,020 | Actual |
| 2023 | $65,000 | Actual |
| 2024 | $66,340 | Actual |
| 2025 | $63,950 | Actual |
| 2026(current) | $66,060 | Estimated |
| 2027 | $68,240 | Projected |
Based on 7 years of BLS OEWS data for the Hot Springs metropolitan area, the median financial advisor salary grew 19.6% from $53,469 (2019) to $63,950 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $68,240 by 2027 — a total increase of $14,771 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hot Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $33,634 – $36,909 |
| 3-5 years (Mid Career) | $36,909 – $66,060 |
| 5+ years (Experienced) | $66,060 – $122,380 |
| 10+ years (Top Earner) | $122,380 – $175,920 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Hot Springs
The financial advisor job market in Hot Springs employs about 30 professionals, which may seem modest, but offers unique advantages. The cost of living index for the area is only 85.73, indicating that the purchasing power of local salaries is relatively higher compared to many other U.S. locations. Compensation varies significantly among employers; wirehouses like Morgan Stanley and Merrill Lynch typically offer higher pay scales than many independent broker-dealers and RIAs, but fee-only advisory firms are on the rise due to their fiduciary standards and the CFP credential's demand. Factors such as AUM, client concentration, and compensation models drive the income disparities within this market. Financial advisors seeking to maximize their pay should consider building a robust client base and focusing on high-net-worth clients while potentially pursuing additional credentials like the CFP or CFA to enhance their marketability and compensation potential in Hot Springs, AR.
More salary data for Hot Springs, AR:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $63,950 for financial advisorsin the Hot Springs metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov