Financial Advisor Hourly Pay in Charlottesville, VA: $63.04 (2026)
Quick Answer:Hourly pay for a financial advisor working in Charlottesville, VA runs $63.04 at the median for 2026 — annualizing to $131,129 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Charlottesville's regional price level (BEA RPP 99.1, 1% below national), each hour of work buys what $63.59 nationally would. A 24-hour part-time schedule grosses $78,679 per year.
Official BLS data · View source
In Charlottesville, Virginia, financial advisors earn a median hourly rate of $63.04, significantly higher than the national median of $52.18. This premium rate reflects both the local demand for financial expertise and the cost of living adjustment in the area. For part-time advisors, typically working around three days a week, this translates to a compelling income that can effectively support a comfortable lifestyle while allowing for flexibility. Per-diem financial advisor roles are less common at junior levels, with top earners in the field commanding hourly rates that span from $27.64 for entry-level positions all the way to $210.73 for seasoned professionals. This range showcases the broad spectrum of opportunities available, from traditional office settings like wirehouse branch offices or insurance agency environments to remote engagement with high-net-worth clients via virtual planning meetings.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $27.64 | $221.14 |
| Lower Range (P25) | $39.79 | $318.33 |
| Median (P50) | $63.04 | $504.35 |
| Upper Range (P75) | $106.98 | $855.82 |
| Top Earners (P90) | $210.73 | $1685.86 |
Estimated Annual Income by Work Schedule in Charlottesville
Based on $63.04/hr median hourly rate · 2026 est.
At $63.04/hr, a financial advisor working full-time (40 hr/wk) in Charlottesville, VA can expect to earn approximately $131,131 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $75,653. With a cost-of-living index of 99.15 (below the national average), these earnings stretch further in Charlottesville.
Hourly Rate Calculator
Schedule Comparison in Charlottesville
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,521.76 | $10,928 | $131,131 |
| Part-Time (24 hrs) | $1,513.06 | $6,557 | $78,679 |
| Per Diem (16 hrs) | $1,008.70 | $4,371 | $52,453 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Charlottesville) | $63.04 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Charlottesville, VA earn a median of $131,129 per year (2026 est.), which is 20.82% higher than the national median of $108,537 and 40.00% above the Virginia state average of $93,664.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $63.04/hr = $78,679/year (purchasing power: $79,357).
Working 40h/week (full-time) = $131,131/year (purchasing power: $132,261).
CoL index: 99.146 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$53.32/hr
2025 BLS Actual
$61.03/hr
2026 Current Est.
$63.04/hr
2019–2027 Growth
+22.1%
Hourly Rate Trajectory for Financial Advisors in Charlottesville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $53.32/hr | Actual |
| 2020 | $56.85/hr | Actual |
| 2021 | $49.78/hr | Actual |
| 2022 | $44.01/hr | Actual |
| 2023 | $44.17/hr | Actual |
| 2024 | $47.54/hr | Actual |
| 2025 | $61.03/hr | Actual |
| 2026(current) | $63.04/hr | Estimated |
| 2027 | $65.12/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Charlottesville grew 14.5% from $53.32/hr (2019) to $61.03/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $65.12/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Charlottesville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Charlottesville
When comparing earnings, a part-time financial advisor working 24 hours a week could bring home a substantial income annually, albeit less than their full-time counterparts. Experienced fiduciaries who offer project-based financial plans may charge anywhere from $3,000 to $15,000 for comprehensive services, while consulting for retirement plans at small businesses could yield annual retainers between $5,000 and $25,000. Hourly rates fluctuate depending on the type of employer, with wirehouses like Morgan Stanley and independent broker-dealers paying differently from RIAs and bank wealth management firms. Some advisors opt for lower hourly rates at wirehouses in exchange for employee benefits like health insurance, while others may prefer higher compensation without those added perks. This creates a strategic dilemma for negotiators in Charlottesville, where advisors must weigh the benefits of stability against the potential of higher incomes in freelance or per diem arrangements. Understanding the nuances of these roles can significantly enhance negotiation outcomes for financial advisors in the region.
More salary data for Charlottesville, VA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Charlottesville. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov