Financial Advisor Hourly Pay in Pharr, TX: $41.39 (2026)
Quick Answer:Hourly pay for a financial advisor working in Pharr, TX runs $41.39 at the median for 2026 — annualizing to $86,095 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Pharr's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $43.12 nationally would. A 24-hour part-time schedule grosses $51,658 per year.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Pharr, TX, are projected to earn a median hourly rate of $41.39, which is significantly lower than the national median of $52.18. This difference highlights the geographic wage disparities often encountered within the finance profession. For part-time advisors working three days a week, this hourly compensation allows for flexibility, making it possible to balance work and personal life, especially in environments like wirehouse branch offices or during client meetings in home or office settings. The hourly range for financial advisors in the area extends from $24.01 at entry-level positions to $64.16 for those at the top of their field, providing a clear progression path linked to experience and expertise. These estimates, based on 2025 BLS data projected to 2026, reflect the income potential for positions that can vary between consulting scenarios and in-house advisory roles.
About the Pharr Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $24.01 | $192.06 |
| Lower Range (P25) | $29.80 | $238.42 |
| Median (P50) | $41.39 | $331.14 |
| Upper Range (P75) | $52.98 | $423.86 |
| Top Earners (P90) | $64.16 | $513.28 |
Estimated Annual Income by Work Schedule in Pharr
Based on $41.39/hr median hourly rate · 2026 est.
At $41.39/hr, a financial advisor working full-time (40 hr/wk) in Pharr, TX can expect to earn approximately $86,096 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $49,671. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Pharr.
Hourly Rate Calculator
Schedule Comparison in Pharr
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,655.69 | $7,175 | $86,096 |
| Part-Time (24 hrs) | $993.42 | $4,305 | $51,658 |
| Per Diem (16 hrs) | $662.28 | $2,870 | $34,438 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Pharr) | $41.39 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Pharr, TX earn a median of $86,095 per year (2026 est.), which is 20.68% lower than the national median of $108,537 and 0.70% below the Texas state average of $86,702.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $41.39/hr = $51,658/year (purchasing power: $53,810).
Working 40h/week (full-time) = $86,096/year (purchasing power: $89,683).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$33.50/hr
2025 BLS Actual
$40.07/hr
2026 Current Est.
$41.39/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Pharr (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $33.50/hr | Actual |
| 2020 | $34.07/hr | Actual |
| 2021 | $35.91/hr | Actual |
| 2022 | $36.38/hr | Actual |
| 2023 | $37.98/hr | Actual |
| 2024 | $51.34/hr | Actual |
| 2025 | $40.07/hr | Actual |
| 2026(current) | $41.39/hr | Estimated |
| 2027 | $42.76/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Pharr grew 19.6% from $33.50/hr (2019) to $40.07/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $42.76/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pharr metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Pharr
As part-time financial advisors in Pharr work around 24 hours a week, their annual earnings can be considerably lower than full-time counterparts, allowing for a focused lifestyle but limiting income potential to around $51,000 annually, depending on the specific hours worked. Per diem financial advisor pay in the area is less common at junior levels but can be quite lucrative for seasoned professionals who develop project-based financial plans, charging clients between $3,000 and $15,000. Variability in hourly rates is influenced by the type of employer; advisory firms at wirehouses typically offer different pay structures compared to independent broker-dealers or fiduciary RIAs. Some advisors may choose a lower hourly rate in exchange for company benefits like health insurance, while others might negotiate higher pay as independent contractors. Effective negotiation is vital in this competitive market, where many seek to balance compensation with job security and additional perks that accompany traditional employment.
More salary data for Pharr, TX:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Pharr. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pharr is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov