Financial Advisor Hourly Pay in Lubbock, TX: $40.74 (2026)
Quick Answer:Hourly pay for a financial advisor working in Lubbock, TX runs $40.74 at the median for 2026 — annualizing to $84,737 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Lubbock's regional price level (BEA RPP 91.3, 9% below national), each hour of work buys what $44.62 nationally would. A 24-hour part-time schedule grosses $50,845 per year.
Official BLS data · View source
Financial advisors in Lubbock, Texas, earn a median hourly pay of $40.74, which is significantly lower than the national median of $52.18. This discrepancy indicates the local market's unique economic conditions and cost of living, which is below the national average. For part-time workers, such as those operating three days a week, the earnings can amount to around $31,000 annually, translating into a stable income while allowing for flexible scheduling in various settings, such as wirehouse branch offices, RIA conference rooms, or even client homes. New financial advisor positions typically start at $21.67 per hour, while seasoned experts in Lubbock can command rates as high as $176.23 per hour, showcasing a broad spectrum of earning potential based on experience and client base.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $21.67 | $173.38 |
| Lower Range (P25) | $24.20 | $193.63 |
| Median (P50) | $40.74 | $325.93 |
| Upper Range (P75) | $74.32 | $594.59 |
| Top Earners (P90) | $176.23 | $1409.84 |
Estimated Annual Income by Work Schedule in Lubbock
Based on $40.74/hr median hourly rate · 2026 est.
At $40.74/hr, a financial advisor working full-time (40 hr/wk) in Lubbock, TX can expect to earn approximately $84,742 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $48,890. With a cost-of-living index of 91.32 (below the national average), these earnings stretch further in Lubbock.
Hourly Rate Calculator
Schedule Comparison in Lubbock
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,629.66 | $7,062 | $84,742 |
| Part-Time (24 hrs) | $977.80 | $4,237 | $50,845 |
| Per Diem (16 hrs) | $651.86 | $2,825 | $33,897 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Lubbock) | $40.74 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Lubbock, TX earn a median of $84,737 per year (2026 est.), which is 21.93% lower than the national median of $108,537 and 2.20% below the Texas state average of $86,643.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $40.74/hr = $50,845/year (purchasing power: $55,680).
Working 40h/week (full-time) = $84,742/year (purchasing power: $92,800).
CoL index: 91.317 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$28.30/hr
2025 BLS Actual
$39.44/hr
2026 Current Est.
$40.74/hr
2019–2027 Growth
+48.7%
Hourly Rate Trajectory for Financial Advisors in Lubbock (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $28.30/hr | Actual |
| 2020 | $31.68/hr | Actual |
| 2021 | $29.01/hr | Actual |
| 2022 | $28.43/hr | Actual |
| 2023 | $28.29/hr | Actual |
| 2024 | $35.61/hr | Actual |
| 2025 | $39.44/hr | Actual |
| 2026(current) | $40.74/hr | Estimated |
| 2027 | $42.09/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Lubbock grew 39.4% from $28.30/hr (2019) to $39.44/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $42.09/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lubbock metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Lubbock
Considering part-time work, a financial advisor dedicating 24 hours weekly can expect to generate approximately $63,000 a year, markedly less than a full-time counterpart. For those engaged in per-diem advisory roles, project-based work is generally more lucrative; experienced fiduciaries may charge between $3,000 and $15,000 for comprehensive financial plans, creating a viable revenue stream. In Lubbock, different employer types exert influence on hourly rates, with wirehouses often providing lower compensation due to employee status compared to independent broker-dealers and RIAs that can offer higher pay but with different risks. Although some advisors may choose positions with lower pay in exchange for benefits, negotiating hourly rates is crucial. Building a reputation and creating a strong personal brand can leverage negotiating power, especially as the industry trends toward a fiduciary model that prioritizes transparent fee structures and client-centric services.
More salary data for Lubbock, TX:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Lubbock. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov