Financial Advisor Hourly Pay in Chattanooga, TN: $37.39 (2026)
Quick Answer:Hourly pay for a financial advisor working in Chattanooga, TN runs $37.39 at the median for 2026 — annualizing to $77,785 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Chattanooga's regional price level (BEA RPP 91.5, 9% below national), each hour of work buys what $40.88 nationally would. A 24-hour part-time schedule grosses $46,668 per year.
Official BLS data · View source
Financial advisors in Chattanooga, TN, earn a median hourly rate of $37.39, which is significantly lower than the national median of $52.18. This disparity indicates that while local financial advisors can garner a respectable income, the average hourly compensation falls short of the national standard. For part-time financial advisors working three days a week, the income reflects the number of hours worked; they may earn around $22,000 annually, depending on their client base and the number of hours they bill. The hourly range varies from $19.67 for entry-level positions to $155.92 for top earners, reflecting the diverse work settings such as wirehouse branches, RIAs, insurance agencies, and virtual planning meetings. These figures highlight the official BLS hourly data for 2026, underscoring the financial landscape in Chattanooga for individuals in this profession.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.67 | $157.35 |
| Lower Range (P25) | $22.52 | $180.16 |
| Median (P50) | $37.39 | $299.16 |
| Upper Range (P75) | $68.38 | $547.08 |
| Top Earners (P90) | $155.92 | $1247.37 |
Estimated Annual Income by Work Schedule in Chattanooga
Based on $37.39/hr median hourly rate · 2026 est.
At $37.39/hr, a financial advisor working full-time (40 hr/wk) in Chattanooga, TN can expect to earn approximately $77,781 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $44,874. With a cost-of-living index of 91.46 (below the national average), these earnings stretch further in Chattanooga.
Hourly Rate Calculator
Schedule Comparison in Chattanooga
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,495.78 | $6,482 | $77,781 |
| Part-Time (24 hrs) | $897.47 | $3,889 | $46,668 |
| Per Diem (16 hrs) | $598.31 | $2,593 | $31,112 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Chattanooga) | $37.39 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Chattanooga, TN earn a median of $77,785 per year (2026 est.), which is 28.33% lower than the national median of $108,537 and 2.00% below the Tennessee state average of $79,372.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $37.39/hr = $46,668/year (purchasing power: $51,024).
Working 40h/week (full-time) = $77,781/year (purchasing power: $85,040).
CoL index: 91.464 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$33.40/hr
2025 BLS Actual
$36.20/hr
2026 Current Est.
$37.39/hr
2019–2027 Growth
+15.7%
Hourly Rate Trajectory for Financial Advisors in Chattanooga (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $33.40/hr | Actual |
| 2020 | $35.05/hr | Actual |
| 2021 | $30.49/hr | Actual |
| 2022 | $36.93/hr | Actual |
| 2023 | $29.38/hr | Actual |
| 2024 | $30.83/hr | Actual |
| 2025 | $36.20/hr | Actual |
| 2026(current) | $37.39/hr | Estimated |
| 2027 | $38.63/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Chattanooga grew 8.4% from $33.40/hr (2019) to $36.20/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $38.63/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Chattanooga metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Chattanooga
Part-time financial advisors can expect unique earnings based on their scheduled hours. A typical 3-day work week totaling 24 hours can yield significant differences when compared against full-time roles. While juniors may find per-diem work uncommon, experienced advisors with a fiduciary approach might command fees between $3,000 and $15,000 for comprehensive plans, or $5,000 to $25,000 for small business retirement consulting. Hourly rates in Chattanooga vary widely across employer types. For instance, wirehouses like Morgan Stanley and Merrill Lynch typically offer different compensation structures compared to independent broker-dealers and RIAs, which tend to focus on fee-only models. Advisors may trade off hourly pay rates for benefits; some prefer lower hourly earnings if health insurance is provided. Those seeking flexibility might consider negotiation strategies such as emphasizing specialized skills or unique value propositions as they explore the financial advisor hourly pay in Chattanooga.
More salary data for Chattanooga, TN:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Chattanooga. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov