Financial Advisor Hourly Pay in Fargo, ND: $37.69 (2026)
Quick Answer:Hourly pay for a financial advisor working in Fargo, ND runs $37.69 at the median for 2026 — annualizing to $78,405 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Fargo's regional price level (BEA RPP 90.9, 9% below national), each hour of work buys what $41.48 nationally would. A 24-hour part-time schedule grosses $47,042 per year.
Official BLS data · View source

In Fargo, North Dakota, financial advisors can expect to earn a median hourly wage of $37.69. This rate stands in contrast to the national hourly median of $52.18, highlighting a significant regional disparity. For those working part-time, such as a financial advisor who commits to a three-day work schedule, this translates to a take-home of approximately $1,491.60 per week based on 24 hours of work, making financial planning careers more accessible to individuals balancing multiple responsibilities. The pay range in Fargo can vary widely, with entry-level financial advisors earning around $29.53 per hour, while seasoned professionals can command as much as $68.27 per hour, reflecting the various settings they might operate in, including wirehouse branch offices, independent firms, and even remote environments.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $29.53 | $236.27 |
| Lower Range (P25) | $31.45 | $251.64 |
| Median (P50) | $37.69 | $301.55 |
| Upper Range (P75) | $51.37 | $410.97 |
| Top Earners (P90) | $68.27 | $546.17 |
Estimated Annual Income by Work Schedule in Fargo
Based on $37.69/hr median hourly rate · 2026 est.
At $37.69/hr, a financial advisor working full-time (40 hr/wk) in Fargo, ND can expect to earn approximately $78,404 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $45,233. With a cost-of-living index of 90.87 (below the national average), these earnings stretch further in Fargo.
Hourly Rate Calculator
Schedule Comparison in Fargo
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,507.77 | $6,534 | $78,404 |
| Part-Time (24 hrs) | $904.66 | $3,920 | $47,042 |
| Per Diem (16 hrs) | $603.11 | $2,613 | $31,362 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Fargo) | $37.69 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Fargo, ND earn a median of $78,405 per year (2026 est.), which is 27.76% lower than the national median of $108,537 and 21.50% below the North Dakota state average of $99,879.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $37.69/hr = $47,042/year (purchasing power: $51,768).
Working 40h/week (full-time) = $78,404/year (purchasing power: $86,280).
CoL index: 90.871 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$32.64/hr
2025 BLS Actual
$36.49/hr
2026 Current Est.
$37.69/hr
2019–2027 Growth
+19.3%
Hourly Rate Trajectory for Financial Advisors in Fargo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $32.64/hr | Actual |
| 2020 | $37.01/hr | Actual |
| 2021 | $30.75/hr | Actual |
| 2022 | $41.06/hr | Actual |
| 2023 | $49.29/hr | Actual |
| 2024 | $46.02/hr | Actual |
| 2025 | $36.49/hr | Actual |
| 2026(current) | $37.69/hr | Estimated |
| 2027 | $38.94/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Fargo grew 11.8% from $32.64/hr (2019) to $36.49/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $38.94/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fargo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Fargo
Freelancing as a per-diem financial advisor is less common at entry levels but can be lucrative for experienced professionals. Advisors offering project-based financial plans may charge anywhere from $3,000 to $15,000 per plan, while consulting for small businesses typically involves retainers ranging from $5,000 to $25,000 annually. Different employer types influence earnings, with wirehouses often offering structured hourly rates, while RIAs and independent advisors might have more negotiation flexibility. Compensation can also vary drastically based on employment type: advisors at firms attached to health insurance might accept lower hourly pay, prioritizing benefits. Negotiating hourly pay requires strategic consideration, and those in Fargo may navigate discussions around rates influenced by the ongoing shift toward fiduciary practices versus commission-based models, essential for aligning with clients’ best interests.
More salary data for Fargo, ND:
Frequently Asked Questions
What is the hourly rate for financial advisors in Fargo in 2026?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Fargo. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov