Financial Advisor Hourly Pay in Toms River, NJ: $59.26 (2026)
Quick Answer:Hourly pay for a financial advisor working in Toms River, NJ runs $59.26 at the median for 2026 — annualizing to $123,275 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Toms River's regional price level (BEA RPP 115.2, 15% above national), each hour of work buys what $51.44 nationally would. A 24-hour part-time schedule grosses $73,960 per year.
Based on BLS state-level estimates · View source
In Toms River, NJ, financial advisors earn a median hourly pay of $59.26, significantly higher than the national median hourly rate of $52.18. This attractive compensation allows advisors the flexibility to operate in various settings such as wirehouse branch offices, independent RIA conference rooms, and client homes or offices. For advisors who may opt for part-time work, such as three days a week, the hourly pay is advantageous, providing a comfortable income for those balancing professional commitments with personal life. Entry-level financial advisors can expect to earn around $34.38 per hour, while top earners in the field can command rates as high as $91.86 per hour, reflecting the depth of expertise and the complexities involved in serving clients effectively.
About the Toms River Market
Salary estimated from New Jersey average ($148,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $34.38 | $275.03 |
| Lower Range (P25) | $42.67 | $341.39 |
| Median (P50) | $59.26 | $474.11 |
| Upper Range (P75) | $75.86 | $606.91 |
| Top Earners (P90) | $91.86 | $734.92 |
Estimated Annual Income by Work Schedule in Toms River
Based on $59.26/hr median hourly rate · 2026 est.
At $59.26/hr, a financial advisor working full-time (40 hr/wk) in Toms River, NJ can expect to earn approximately $123,267 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $71,116. With a cost-of-living index of 115.20 (above the national average), these earnings may be offset by higher expenses in Toms River.
Hourly Rate Calculator
Schedule Comparison in Toms River
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,370.53 | $10,272 | $123,267 |
| Part-Time (24 hrs) | $1,422.32 | $6,163 | $73,960 |
| Per Diem (16 hrs) | $948.21 | $4,109 | $49,307 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Toms River) | $59.26 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Toms River, NJ earn a median of $123,275 per year (2026 est.), which is 13.58% higher than the national median of $108,537 and 1.40% below the New Jersey state average of $125,025.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $59.26/hr = $73,960/year (purchasing power: $64,202).
Working 40h/week (full-time) = $123,267/year (purchasing power: $107,003).
CoL index: 115.2 (100 = national average).
2019 BLS Actual
$47.97/hr
2025 BLS Actual
$57.37/hr
2026 Current Est.
$59.26/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Toms River (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $47.97/hr | Actual |
| 2020 | $48.78/hr | Actual |
| 2021 | $51.42/hr | Actual |
| 2022 | $52.08/hr | Actual |
| 2023 | $54.37/hr | Actual |
| 2024 | $80.82/hr | Actual |
| 2025 | $57.37/hr | Actual |
| 2026(current) | $59.26/hr | Estimated |
| 2027 | $61.22/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Toms River grew 19.6% from $47.97/hr (2019) to $57.37/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $61.22/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Toms River metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Toms River
The earning potential for a part-time financial advisor working 24 hours a week translates into considerable annual income, but it still falls short of what full-time advisors can achieve. Those working as per diem financial advisors face unique challenges, as this arrangement is less common for entry-level professionals. Experienced consultants on a project basis may charge fees ranging from $3,000 to $15,000 for comprehensive financial plans, particularly in retirement consulting, where annual retainers can reach $5,000 to $25,000. Moreover, hourly rates can vary widely across employer types in Toms River, with wirehouses offering lower base pay but potentially higher benefits, while independent firms or RIAs may offer better hourly rates but lack comprehensive health insurance. Advisors often have to weigh the trade-off between a higher hourly rate and valuable benefits. In this market, successful negotiation strategies can help advisors secure better rates or conditions, especially in a city where wealth management opportunities are evolving rapidly.
More salary data for Toms River, NJ:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Toms River. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Toms River is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov