Financial Advisor Hourly Pay in Jersey City, NJ: $85.90 (2026)
Quick Answer:Hourly pay for a financial advisor working in Jersey City, NJ runs $85.90 at the median for 2026 — annualizing to $178,676 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Jersey City's regional price level (BEA RPP 115.2, 15% above national), each hour of work buys what $74.57 nationally would. A 24-hour part-time schedule grosses $107,209 per year.
Based on BLS state-level estimates · View source
In Jersey City, the financial advisor hourly pay is significant, with a median rate of $85.90 per hour as projected for 2026, far exceeding the national hourly median of $52.18. This robust hourly rate illustrates the lucrative opportunities available for both full-time and part-time financial advisors. Those working three days a week can still secure a favorable income, especially by offering specialized services within wirehouse branches, Registered Investment Advisors' (RIAs) offices, or even through virtual planning meetings. The hourly range in Jersey City varies considerably, with entry-level advisors earning approximately $49.82 per hour, while top earners can command as much as $133.14, allowing professionals to find a path that aligns with their expertise and career goals.
About the Jersey City Market
Salary estimated from New Jersey average ($148,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $49.82 | $398.57 |
| Lower Range (P25) | $61.85 | $494.77 |
| Median (P50) | $85.90 | $687.23 |
| Upper Range (P75) | $109.95 | $879.62 |
| Top Earners (P90) | $133.14 | $1065.15 |
Estimated Annual Income by Work Schedule in Jersey City
Based on $85.90/hr median hourly rate · 2026 est.
At $85.90/hr, a financial advisor working full-time (40 hr/wk) in Jersey City, NJ can expect to earn approximately $178,681 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $103,085. With a cost-of-living index of 115.20 (above the national average), these earnings may be offset by higher expenses in Jersey City.
Hourly Rate Calculator
Schedule Comparison in Jersey City
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $3,436.17 | $14,890 | $178,681 |
| Part-Time (24 hrs) | $2,061.70 | $8,934 | $107,209 |
| Per Diem (16 hrs) | $1,374.47 | $5,956 | $71,472 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Jersey City) | $85.90 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Jersey City, NJ earn a median of $178,676 per year (2026 est.), which is 64.62% higher than the national median of $108,537 and 42.90% above the New Jersey state average of $125,036.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $85.90/hr = $107,209/year (purchasing power: $93,063).
Working 40h/week (full-time) = $178,681/year (purchasing power: $155,105).
CoL index: 115.2 (100 = national average).
2019 BLS Actual
$69.53/hr
2025 BLS Actual
$83.16/hr
2026 Current Est.
$85.90/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Jersey City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $69.53/hr | Actual |
| 2020 | $70.70/hr | Actual |
| 2021 | $74.53/hr | Actual |
| 2022 | $75.50/hr | Actual |
| 2023 | $78.81/hr | Actual |
| 2024 | $85.88/hr | Actual |
| 2025 | $83.16/hr | Actual |
| 2026(current) | $85.90/hr | Estimated |
| 2027 | $88.74/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Jersey City grew 19.6% from $69.53/hr (2019) to $83.16/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $88.74/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Jersey City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Jersey City
Evaluating the financial advisor landscape in Jersey City reveals diverse earning potentials, particularly for part-time workers and those seeking per diem roles. A financial advisor working approximately 24 hours a week could expect to earn around $66,000 annually, a competitive figure compared to full-time colleagues. The per diem financial advisor pay also reflects diverse income strategies; experienced fiduciaries may charge $3,000 to $15,000 for comprehensive project-based plans, with small business retirement plan consulting bringing annual retainers between $5,000 and $25,000. Hourly rates can vary widely based on employer type, from wirehouses like Morgan Stanley and Merrill Lynch to independent broker-dealers and RIAs. Some advisors may choose lower hourly rates with benefits over positions with higher pay but without health coverage. When negotiating hourly pay, emphasizing specific skills or specialties can provide an edge, especially in a city like Jersey City where demand for experienced financial guidance continues to rise.
More salary data for Jersey City, NJ:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Jersey City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Jersey City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov