Financial Advisor Hourly Pay in Moorhead, MN: $39.35 (2026)
Quick Answer:Hourly pay for a financial advisor working in Moorhead, MN runs $39.35 at the median for 2026 — annualizing to $81,843 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Moorhead's regional price level (BEA RPP 98.5, 1% below national), each hour of work buys what $39.95 nationally would. A 24-hour part-time schedule grosses $49,105 per year.
Based on BLS state-level estimates · View source
Financial advisors in Moorhead, Minnesota, earn a median hourly rate of $39.35, which stands in contrast to the national median of $52.18. This discrepancy suggests unique market dynamics at play within the region, possibly influenced by the local cost of living being below the national average. For part-time advisors working three days a week, this hourly pay equates to steady earnings while maintaining flexibility. Many financial advisors operate in various settings, such as wirehouse branch offices, insurance agencies, and during remote planning meetings. The hourly range spans from approximately $22.82 for entry-level positions to $60.99 for top earners, providing diverse opportunities depending on expertise, clientele, and service offerings.
About the Moorhead Market
Salary estimated from Minnesota average ($108,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $22.82 | $182.55 |
| Lower Range (P25) | $28.34 | $226.68 |
| Median (P50) | $39.35 | $314.78 |
| Upper Range (P75) | $50.37 | $402.95 |
| Top Earners (P90) | $60.99 | $487.91 |
Estimated Annual Income by Work Schedule in Moorhead
Based on $39.35/hr median hourly rate · 2026 est.
At $39.35/hr, a financial advisor working full-time (40 hr/wk) in Moorhead, MN can expect to earn approximately $81,842 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $47,216. With a cost-of-living index of 98.50 (below the national average), these earnings stretch further in Moorhead.
Hourly Rate Calculator
Schedule Comparison in Moorhead
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,573.88 | $6,820 | $81,842 |
| Part-Time (24 hrs) | $944.33 | $4,092 | $49,105 |
| Per Diem (16 hrs) | $629.55 | $2,728 | $32,737 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Moorhead) | $39.35 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Moorhead, MN earn a median of $81,843 per year (2026 est.), which is 24.59% lower than the national median of $108,537 and 3.80% below the Minnesota state average of $85,075.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $39.35/hr = $49,105/year (purchasing power: $49,853).
Working 40h/week (full-time) = $81,842/year (purchasing power: $83,088).
CoL index: 98.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$31.85/hr
2025 BLS Actual
$38.09/hr
2026 Current Est.
$39.35/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Moorhead (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $31.85/hr | Actual |
| 2020 | $32.38/hr | Actual |
| 2021 | $34.14/hr | Actual |
| 2022 | $34.58/hr | Actual |
| 2023 | $36.10/hr | Actual |
| 2024 | $49.19/hr | Actual |
| 2025 | $38.09/hr | Actual |
| 2026(current) | $39.35/hr | Estimated |
| 2027 | $40.65/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Moorhead grew 19.6% from $31.85/hr (2019) to $38.09/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $40.65/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Moorhead metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Moorhead
Examining the financial advisor hourly pay in Moorhead reveals interesting trends regarding part-time professional paths and per-diem work possibilities. A financial advisor working 24 hours a week could earn around $57,154 annually, not far from what some full-time counterparts make. However, exclusive per-diem or project-based consulting roles are more common among seasoned advisors with established client relationships. Such professionals can charge anywhere from $3,000 to $15,000 for comprehensive plans, creating a competitive advantage. Hourly rates can vary significantly based on employer types; for instance, advisors affiliated with wirehouses may earn lower hourly rates compared to independent RIAs who often work on commission or AUM-based models. Ultimately, advisors in Moorhead may find themselves negotiating their pay based on their desire for benefits versus pursuing higher hourly wages without health insurance, and those looking to negotiate effectively should consider market standards and their unique value proposition.
More salary data for Moorhead, MN:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Moorhead. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Moorhead is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov