Financial Advisor Hourly Pay in Owensboro, KY: $35.97 (2026)
Quick Answer:Hourly pay for a financial advisor working in Owensboro, KY runs $35.97 at the median for 2026 — annualizing to $74,820 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Owensboro's regional price level (BEA RPP 88.6, 11% below national), each hour of work buys what $40.59 nationally would. A 24-hour part-time schedule grosses $44,889 per year.
Official BLS data · View source
In Owensboro, the financial advisor hourly pay stands at a median of $35.97, which falls significantly below the national median of $52.18 per hour. This hourly wage can have diverse implications, especially for part-time financial advisors working three days a week. When hitting the standard 24-hour workweek, part-time professionals can expect to take home about $44,113 annually, which can make this career an attractive option for those looking to balance work with other commitments. The hourly range for entry-level advisors starts around $20.30, while top earners may see rates as high as $114.21. These figures, based on 2025 BLS OEWS data projected to 2026, reflect a working environment that varies from wirehouse branch offices to client home visits, highlighting the adaptability required in this profession.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $20.30 | $162.39 |
| Lower Range (P25) | $27.66 | $221.31 |
| Median (P50) | $35.97 | $287.75 |
| Upper Range (P75) | $59.59 | $476.75 |
| Top Earners (P90) | $114.21 | $913.67 |
Estimated Annual Income by Work Schedule in Owensboro
Based on $35.97/hr median hourly rate · 2026 est.
At $35.97/hr, a financial advisor working full-time (40 hr/wk) in Owensboro, KY can expect to earn approximately $74,816 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $43,163. With a cost-of-living index of 88.61 (below the national average), these earnings stretch further in Owensboro.
Hourly Rate Calculator
Schedule Comparison in Owensboro
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,438.76 | $6,235 | $74,816 |
| Part-Time (24 hrs) | $863.26 | $3,741 | $44,889 |
| Per Diem (16 hrs) | $575.50 | $2,494 | $29,926 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Owensboro) | $35.97 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Owensboro, KY earn a median of $74,820 per year (2026 est.), which is 31.06% lower than the national median of $108,537 and 0.10% below the Kentucky state average of $74,895.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $35.97/hr = $44,889/year (purchasing power: $50,660).
Working 40h/week (full-time) = $74,816/year (purchasing power: $84,433).
CoL index: 88.61 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$29.11/hr
2025 BLS Actual
$34.82/hr
2026 Current Est.
$35.97/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Owensboro (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $29.11/hr | Actual |
| 2020 | $33.23/hr | Actual |
| 2021 | $31.21/hr | Actual |
| 2022 | $31.61/hr | Actual |
| 2023 | $39.90/hr | Actual |
| 2024 | $35.49/hr | Actual |
| 2025 | $34.82/hr | Actual |
| 2026(current) | $35.97/hr | Estimated |
| 2027 | $37.16/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Owensboro grew 19.6% from $29.11/hr (2019) to $34.82/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $37.16/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Owensboro metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Owensboro
For financial advisors in Owensboro, those pursuing part-time or per-diem opportunities can face a unique earning landscape. While some may enjoy the flexibility of working as independent or locum advisors, the reality is that established fiduciaries tend to charge premium rates for their services—project-based financial plans can range from $3,000 to $15,000 per plan. This fee-for-service structure can lead to higher income potential, particularly for seasoned advisors who possess specialized skills. Hourly pay can also differ significantly depending on the employer type; wirehouses often provide steady salaries, but independent firms and small RIAs may offer higher hourly rates without benefits. Advisors must navigate their expectations: many accept lower hourly pay at larger firms in exchange for health insurance and retirement benefits, while others may prefer the independence of higher hourly wages with no additional perks. To enhance negotiating power, it’s advisable to understand the local market and showcase unique skills or credentials during discussions with potential employers.
More salary data for Owensboro, KY:
Frequently Asked Questions
What is the hourly rate for financial advisors in Owensboro in 2026?
How much do part-time financial advisors make in Owensboro?
Are financial advisors in Owensboro paid hourly or salary?
How much does a full-time financial advisor make per year in Owensboro?
Do financial advisors earn more per hour working part-time in Owensboro?
Related Pages
Compare Salaries
Career Resources
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Owensboro. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 4-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov