Financial Advisor Hourly Pay in Des Moines, IA: $46.82 (2026)
Quick Answer:Hourly pay for a financial advisor working in Des Moines, IA runs $46.82 at the median for 2026 — annualizing to $97,381 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Des Moines's regional price level (BEA RPP 91.7, 8% below national), each hour of work buys what $51.05 nationally would. A 24-hour part-time schedule grosses $58,426 per year.
Official BLS data · View source
In Des Moines, Iowa, the financial advisor hourly pay is projected to be $46.82 in 2026, slightly lower than the national median of $52.18. This discrepancy may influence part-time professionals who may choose to work three days a week. Such a schedule could generate a significant income, particularly in various settings including wirehouse branch offices, insurance agency offices, and remote planning meetings. The hourly pay range illustrates a broad spectrum of experience and expertise in the field, with entry-level positions starting around $26.24 while seasoned advisors can command up to $100.29 an hour. These figures, derived from official BLS data, underline the potential for earnings in a market where both independent firms and large wirehouses compete for talent.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $26.24 | $209.91 |
| Lower Range (P25) | $37.04 | $296.35 |
| Median (P50) | $46.82 | $374.52 |
| Upper Range (P75) | $68.76 | $550.05 |
| Top Earners (P90) | $100.29 | $802.35 |
Estimated Annual Income by Work Schedule in Des Moines
Based on $46.82/hr median hourly rate · 2026 est.
At $46.82/hr, a financial advisor working full-time (40 hr/wk) in Des Moines, IA can expect to earn approximately $97,376 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $56,179. With a cost-of-living index of 91.70 (below the national average), these earnings stretch further in Des Moines.
Hourly Rate Calculator
Schedule Comparison in Des Moines
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,872.62 | $8,115 | $97,376 |
| Part-Time (24 hrs) | $1,123.57 | $4,869 | $58,426 |
| Per Diem (16 hrs) | $749.05 | $3,246 | $38,951 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Des Moines) | $46.82 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Des Moines, IA earn a median of $97,381 per year (2026 est.), which is 10.28% lower than the national median of $108,537 and 2.50% above the Iowa state average of $95,006.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $46.82/hr = $58,426/year (purchasing power: $63,713).
Working 40h/week (full-time) = $97,376/year (purchasing power: $106,189).
CoL index: 91.701 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$35.03/hr
2025 BLS Actual
$45.32/hr
2026 Current Est.
$46.82/hr
2019–2027 Growth
+38.1%
Hourly Rate Trajectory for Financial Advisors in Des Moines (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $35.03/hr | Actual |
| 2020 | $34.54/hr | Actual |
| 2021 | $38.95/hr | Actual |
| 2022 | $36.54/hr | Actual |
| 2023 | $37.65/hr | Actual |
| 2024 | $43.41/hr | Actual |
| 2025 | $45.32/hr | Actual |
| 2026(current) | $46.82/hr | Estimated |
| 2027 | $48.36/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Des Moines grew 29.4% from $35.03/hr (2019) to $45.32/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $48.36/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Des Moines metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Des Moines
Exploring the financial advisor profession in Des Moines reveals that part-time advisors working 24 hours a week could expect to take home a substantial income even without full-time commitments. They might be looking at earnings that can translate into an annual figure exceeding $60,000, which is reasonable given the range of services provided. Per diem financial advisor pay in Des Moines can also vary dramatically, especially since many experienced fiduciaries operate on a project basis, charging between $3,000 and $15,000 for comprehensive plans. This dynamic can affect negotiations; those working with wirehouses often face different compensation structures compared to RIAs, where fees are commonly based on assets under management. Additionally, while some advisors prioritize competitive hourly rates, others may accept lower compensations for the additional benefits that come with employment at larger firms. Hence, understanding employer types and compensation models is vital in maximizing one’s overall career potential in the financial advisory field.
More salary data for Des Moines, IA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Des Moines. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov