Financial Advisor Hourly Pay in Palm Coast, FL: $47.77 (2026)
Quick Answer:Hourly pay for a financial advisor working in Palm Coast, FL runs $47.77 at the median for 2026 — annualizing to $99,346 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Palm Coast's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $47.39 nationally would. A 24-hour part-time schedule grosses $59,612 per year.
Based on BLS state-level estimates · View source

In Palm Coast, financial advisor hourly pay stands at a median of $47.77, appearing somewhat lower than the national median of $52.18. For professionals operating on a part-time schedule—about three days per week—this translates into a potential for flexible yet lucrative earnings. Typical work environments for financial advisors in the area include wirehouse branch offices and remote planning meetings, where they engage with clients on financial strategies. The hourly rate can range widely: entry-level advisors might earn around $27.71, while top earners could see compensation soar to about $74.04 per hour. Employers across various sectors—from insurance agencies to independent financial advisory firms—contribute to this diverse pay landscape, with figures estimated from annual data serving as a foundation for hourly calculations.
About the Palm Coast Market
Salary estimated from Florida average ($108,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $27.71 | $221.64 |
| Lower Range (P25) | $34.39 | $275.11 |
| Median (P50) | $47.77 | $382.13 |
| Upper Range (P75) | $61.13 | $489.06 |
| Top Earners (P90) | $74.04 | $592.28 |
Estimated Annual Income by Work Schedule in Palm Coast
Based on $47.77/hr median hourly rate · 2026 est.
At $47.77/hr, a financial advisor working full-time (40 hr/wk) in Palm Coast, FL can expect to earn approximately $99,353 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $57,319. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Palm Coast.
Hourly Rate Calculator
Schedule Comparison in Palm Coast
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,910.64 | $8,279 | $99,353 |
| Part-Time (24 hrs) | $1,146.38 | $4,968 | $59,612 |
| Per Diem (16 hrs) | $764.25 | $3,312 | $39,741 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Palm Coast) | $47.77 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Palm Coast, FL earn a median of $99,346 per year (2026 est.), which is 8.47% lower than the national median of $108,537.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $47.77/hr = $59,612/year (purchasing power: $59,139).
Working 40h/week (full-time) = $99,353/year (purchasing power: $98,565).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$38.66/hr
2025 BLS Actual
$46.24/hr
2026 Current Est.
$47.77/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Palm Coast (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $38.66/hr | Actual |
| 2020 | $39.31/hr | Actual |
| 2021 | $41.44/hr | Actual |
| 2022 | $41.98/hr | Actual |
| 2023 | $43.82/hr | Actual |
| 2024 | $52.34/hr | Actual |
| 2025 | $46.24/hr | Actual |
| 2026(current) | $47.77/hr | Estimated |
| 2027 | $49.34/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Palm Coast grew 19.6% from $38.66/hr (2019) to $46.24/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $49.34/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Palm Coast metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Palm Coast
Delving deeper, part-time financial advisors working 24 hours a week can expect to take home approximately $59,903 in a year, significantly less than their full-time counterparts, but still a respectable income for those balancing other commitments. Per-diem financial advisor pay in Palm Coast often revolves around project-based work, commonly charging clients between $3,000 and $15,000 for comprehensive financial plans, particularly in retirement consulting. Moreover, hourly rates differ by type of employer; wirehouses may offer more stability with benefits but potentially lower hourly rates, while independent RIAs might provide higher hourly earnings without additional perks such as health insurance. For those engaged in negotiation, understanding the hourly pay dynamics between different employer types can empower advisors to position themselves effectively.
More salary data for Palm Coast, FL:
Frequently Asked Questions
What is the hourly rate for financial advisors in Palm Coast in 2026?
How much do part-time financial advisors make in Palm Coast?
Are financial advisors in Palm Coast paid hourly or salary?
How much does a full-time financial advisor make per year in Palm Coast?
Do financial advisors earn more per hour working part-time in Palm Coast?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Palm Coast. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Palm Coast is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov