Financial Advisor Hourly Pay in Lakeland, FL: $40.27 (2026)
Quick Answer:Hourly pay for a financial advisor working in Lakeland, FL runs $40.27 at the median for 2026 — annualizing to $83,756 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Lakeland's regional price level (BEA RPP 97.1, 3% below national), each hour of work buys what $41.45 nationally would. A 24-hour part-time schedule grosses $50,252 per year.
Official BLS data · View source
In 2026, financial advisors in Lakeland, Florida can expect to earn a median hourly rate of $40.27, which is significantly lower than the national median of $52.18. This hourly rate plays a crucial role for those working part-time, such as those who operate three days a week (approximately 24 hours), as it impacts their yearly earnings while allowing for flexibility in their schedules. For specific job roles, from entry-level positions to top earners, hourly compensation ranges from $21.82 to $120.25, offering various levels of financial engagement in settings like wirehouse branch offices, RIA conference rooms, and even remote planning meetings. Official BLS projections indicate that this hourly metric serves as a foundational wage structure for financial advisors, reflecting the broader industry trends in Lakeland.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $21.82 | $174.54 |
| Lower Range (P25) | $28.86 | $230.90 |
| Median (P50) | $40.27 | $322.13 |
| Upper Range (P75) | $72.40 | $579.22 |
| Top Earners (P90) | $120.25 | $962.01 |
Estimated Annual Income by Work Schedule in Lakeland
Based on $40.27/hr median hourly rate · 2026 est.
At $40.27/hr, a financial advisor working full-time (40 hr/wk) in Lakeland, FL can expect to earn approximately $83,754 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $48,320. With a cost-of-living index of 97.14 (below the national average), these earnings stretch further in Lakeland.
Hourly Rate Calculator
Schedule Comparison in Lakeland
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,610.65 | $6,979 | $83,754 |
| Part-Time (24 hrs) | $966.39 | $4,188 | $50,252 |
| Per Diem (16 hrs) | $644.26 | $2,792 | $33,502 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Lakeland) | $40.27 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Lakeland, FL earn a median of $83,756 per year (2026 est.), which is 22.83% lower than the national median of $108,537 and 15.70% below the Florida state average of $99,354.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $40.27/hr = $50,252/year (purchasing power: $51,731).
Working 40h/week (full-time) = $83,754/year (purchasing power: $86,219).
CoL index: 97.141 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$32.59/hr
2025 BLS Actual
$38.98/hr
2026 Current Est.
$40.27/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Lakeland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $32.59/hr | Actual |
| 2020 | $37.86/hr | Actual |
| 2021 | $28.87/hr | Actual |
| 2022 | $28.84/hr | Actual |
| 2023 | $28.90/hr | Actual |
| 2024 | $36.50/hr | Actual |
| 2025 | $38.98/hr | Actual |
| 2026(current) | $40.27/hr | Estimated |
| 2027 | $41.60/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Lakeland grew 19.6% from $32.59/hr (2019) to $38.98/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $41.60/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lakeland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Lakeland
The part-time earning potential for a financial advisor working a 3-day week translates to around $50,000 annually before taxes—considerably lower than full-time earnings but still viable for those pursuing alternative working arrangements. In terms of per-diem financial advisor pay in Lakeland, full-time positions are more common at junior levels, while seasoned advisors can command substantial fees for project-based consulting, ranging from $3,000 to $15,000 for comprehensive financial plans and $5,000 to $25,000 retainers for retirement consulting. Hourly rates can vary across employer types, with wirehouses often providing lower compensation aligned with employee benefits, while independents and RIAs might offer higher rates but lack health insurance coverage. Negotiating specific hourly rates may also depend on one’s specialization and client base, making it essential for financial advisors in Lakeland to align their earnings with their career goals, especially within the context of evolving compensation structures in the industry.
More salary data for Lakeland, FL:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Lakeland. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 6-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov