Financial Advisor Hourly Pay in Estero, FL: $46.70 (2026)
Quick Answer:Hourly pay for a financial advisor working in Estero, FL runs $46.70 at the median for 2026 — annualizing to $97,138 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Estero's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $46.33 nationally would. A 24-hour part-time schedule grosses $58,284 per year.
Based on BLS state-level estimates · View source
In Estero, Florida, financial advisors earn a median hourly rate of $46.70, which falls below the national median of $52.18. This pay structure can influence part-time and per-diem professionals who often work in traditional settings such as wirehouse branch offices, registered investment advisor (RIA) conference rooms, insurance agency offices, and bank private banking suites. For advisors who opt for fewer hours, the hourly range spans from $27.09 at the entry-level to $72.38 for top earners, indicating that even part-time work can yield a respectable income. Estero's dynamic client engagement also allows advisors to conduct meetings in clients' homes or offices and through virtual platforms, catering to the flexible needs of today’s clientele.
About the Estero Market
Salary estimated from Florida average ($108,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $27.09 | $216.68 |
| Lower Range (P25) | $33.62 | $268.99 |
| Median (P50) | $46.70 | $373.62 |
| Upper Range (P75) | $59.78 | $478.24 |
| Top Earners (P90) | $72.38 | $579.06 |
Estimated Annual Income by Work Schedule in Estero
Based on $46.70/hr median hourly rate · 2026 est.
At $46.70/hr, a financial advisor working full-time (40 hr/wk) in Estero, FL can expect to earn approximately $97,140 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $56,042. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Estero.
Hourly Rate Calculator
Schedule Comparison in Estero
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,868.08 | $8,095 | $97,140 |
| Part-Time (24 hrs) | $1,120.85 | $4,857 | $58,284 |
| Per Diem (16 hrs) | $747.23 | $3,238 | $38,856 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Estero) | $46.70 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Estero, FL earn a median of $97,138 per year (2026 est.), which is 10.50% lower than the national median of $108,537 and 2.20% below the Florida state average of $99,323.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $46.70/hr = $58,284/year (purchasing power: $57,821).
Working 40h/week (full-time) = $97,140/year (purchasing power: $96,369).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$37.80/hr
2025 BLS Actual
$45.21/hr
2026 Current Est.
$46.70/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Estero (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $37.80/hr | Actual |
| 2020 | $38.44/hr | Actual |
| 2021 | $40.52/hr | Actual |
| 2022 | $41.04/hr | Actual |
| 2023 | $42.85/hr | Actual |
| 2024 | $51.18/hr | Actual |
| 2025 | $45.21/hr | Actual |
| 2026(current) | $46.70/hr | Estimated |
| 2027 | $48.24/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Estero grew 19.6% from $37.80/hr (2019) to $45.21/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $48.24/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Estero metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Estero
Part-time financial advisors working three days a week, for roughly 24 hours, could realize an annual take-home income that differs significantly from full-time peers, affected largely by their choice of employer. While per-diem financial advisor pay in Estero is uncommon at entry-level, seasoned fiduciaries offering project-based financial plans might charge between $3,000 and $15,000 per plan. Advisors operating in varied capacity—whether as partners in established wirehouses like Merrill Lynch or as independent RIA founders—face different hourly compensation scenarios, particularly as wirehouses pivot to the employee model. Those offering services such as retirement plan consulting may cultivate substantial retainers. While some financial advisors may accept lower hourly rates from firms offering health benefits, others may opt for higher pay in less structured arrangements. Effective negotiation skills tied to these hourly roles can be an asset, especially in a locale like Estero where the cost of living slightly exceeds the national average.
More salary data for Estero, FL:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Estero. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Estero is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov