Financial Advisor Hourly Pay in Steamboat Springs, CO: $42.57 (2026)
Quick Answer:Hourly pay for a financial advisor working in Steamboat Springs, CO runs $42.57 at the median for 2026 — annualizing to $88,550 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Steamboat Springs's regional price level (BEA RPP 105.0, 5% above national), each hour of work buys what $40.54 nationally would. A 24-hour part-time schedule grosses $53,127 per year.
Based on BLS state-level estimates · View source
In Steamboat Springs, the average financial advisor hourly pay is projected to be $42.57 in 2026, which is notably lower than the national median hourly rate of $52.18. This difference reflects the broader economic landscape and cost of living factors that affect earnings in this picturesque Colorado mountain town. For part-time financial advisors working three days a week, that hourly rate translates to a feasible income, appealing particularly to those operating in traditional environments such as wirehouse branch offices or remote client consultations. The hourly range for financial advisors in Steamboat Springs spans from $24.69 at entry-level positions up to $65.99 for the most seasoned professionals, indicating the potential for differing experiences and client bases across their careers.
About the Steamboat Springs Market
Salary estimated from Colorado average ($108,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $24.69 | $197.51 |
| Lower Range (P25) | $31.55 | $252.38 |
| Median (P50) | $42.57 | $340.56 |
| Upper Range (P75) | $54.49 | $435.93 |
| Top Earners (P90) | $65.99 | $527.90 |
Estimated Annual Income by Work Schedule in Steamboat Springs
Based on $42.57/hr median hourly rate · 2026 est.
At $42.57/hr, a financial advisor working full-time (40 hr/wk) in Steamboat Springs, CO can expect to earn approximately $88,545 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $51,084. With a cost-of-living index of 105.00 (above the national average), these earnings may be offset by higher expenses in Steamboat Springs.
Hourly Rate Calculator
Schedule Comparison in Steamboat Springs
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,702.80 | $7,379 | $88,545 |
| Part-Time (24 hrs) | $1,021.68 | $4,427 | $53,127 |
| Per Diem (16 hrs) | $681.12 | $2,952 | $35,418 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Steamboat Springs) | $42.57 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Steamboat Springs, CO earn a median of $88,550 per year (2026 est.), which is 18.41% lower than the national median of $108,537 and 5.70% below the Colorado state average of $93,902.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $42.57/hr = $53,127/year (purchasing power: $50,597).
Working 40h/week (full-time) = $88,545/year (purchasing power: $84,329).
CoL index: 105 (100 = national average).
2019 BLS Actual
$34.46/hr
2025 BLS Actual
$41.21/hr
2026 Current Est.
$42.57/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Steamboat Springs (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $34.46/hr | Actual |
| 2020 | $35.04/hr | Actual |
| 2021 | $36.93/hr | Actual |
| 2022 | $37.41/hr | Actual |
| 2023 | $39.06/hr | Actual |
| 2024 | $51.41/hr | Actual |
| 2025 | $41.21/hr | Actual |
| 2026(current) | $42.57/hr | Estimated |
| 2027 | $43.97/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Steamboat Springs grew 19.6% from $34.46/hr (2019) to $41.21/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $43.97/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Steamboat Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Steamboat Springs
Evaluating the financial landscape sheds light on various conditions under which advisors operate in Steamboat Springs. A part-time advisor working 24 hours a week could make around $52,000 annually, significantly less than a full-time counterpart who operates year-round. For per diem financial advisor pay in Steamboat Springs, the variability can be stark, as experienced professionals might charge upwards of $3,000 to $15,000 for comprehensive planning projects. Those working with small business retirement plans might see retainers range from $5,000 to $25,000, creating a diverse spectrum of earnings. Furthermore, compensation varies widely depending on whether financial advisors are affiliated with wirehouses, independent firms, or RIAs. Many advisors grapple with the choice between lower hourly rates that come with benefits such as health insurance versus potential higher hourly pay as independent agents without those safety nets. Understanding these factors is crucial for negotiation strategies, particularly for those considering careers in this competitive environment.
More salary data for Steamboat Springs, CO:
Frequently Asked Questions
What is the hourly rate for financial advisors in Steamboat Springs in 2026?
How much do part-time financial advisors make in Steamboat Springs?
Are financial advisors in Steamboat Springs paid hourly or salary?
How much does a full-time financial advisor make per year in Steamboat Springs?
Do financial advisors earn more per hour working part-time in Steamboat Springs?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Colorado
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Steamboat Springs. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Steamboat Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov