Financial Advisor Hourly Pay in El Cajon, CA: $55.12 (2026)
Quick Answer:Hourly pay for a financial advisor working in El Cajon, CA runs $55.12 at the median for 2026 — annualizing to $114,659 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against El Cajon's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $48.74 nationally would. A 24-hour part-time schedule grosses $68,791 per year.
Based on BLS state-level estimates · View source
In El Cajon, California, the financial advisor hourly pay stands at a competitive $55.12, which reflects a slight edge over the national hourly median of $52.18. This rate presents attractive opportunities, particularly for part-time financial advisors working three days a week in various environments such as wirehouse branch offices, remote virtual meetings, or client visits. For those considering per-diem work, the hourly range from entry-level at $31.97 to experienced professionals at $85.44 indicates a healthy market where individuals can maximize their earnings based on expertise and the type of clientele they serve. These hourly rates are estimated based on the annual salary projections for 2026, emphasizing the viability of financial advising as a flexible career path.
About the El Cajon Market
Salary estimated from California average ($140,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $31.97 | $255.77 |
| Lower Range (P25) | $39.69 | $317.50 |
| Median (P50) | $55.12 | $440.97 |
| Upper Range (P75) | $70.56 | $564.51 |
| Top Earners (P90) | $85.44 | $683.52 |
Estimated Annual Income by Work Schedule in El Cajon
Based on $55.12/hr median hourly rate · 2026 est.
At $55.12/hr, a financial advisor working full-time (40 hr/wk) in El Cajon, CA can expect to earn approximately $114,651 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $66,145. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in El Cajon.
Hourly Rate Calculator
Schedule Comparison in El Cajon
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,204.84 | $9,554 | $114,651 |
| Part-Time (24 hrs) | $1,322.90 | $5,733 | $68,791 |
| Per Diem (16 hrs) | $881.93 | $3,822 | $45,861 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (El Cajon) | $55.12 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in El Cajon, CA earn a median of $114,659 per year (2026 est.), which is 5.64% higher than the national median of $108,537 and 0.50% below the California state average of $115,235.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $55.12/hr = $68,791/year (purchasing power: $60,823).
Working 40h/week (full-time) = $114,651/year (purchasing power: $101,372).
CoL index: 113.1 (100 = national average).
2019 BLS Actual
$44.61/hr
2025 BLS Actual
$53.36/hr
2026 Current Est.
$55.12/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in El Cajon (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $44.61/hr | Actual |
| 2020 | $45.37/hr | Actual |
| 2021 | $47.82/hr | Actual |
| 2022 | $48.44/hr | Actual |
| 2023 | $50.57/hr | Actual |
| 2024 | $75.73/hr | Actual |
| 2025 | $53.36/hr | Actual |
| 2026(current) | $55.12/hr | Estimated |
| 2027 | $56.94/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in El Cajon grew 19.6% from $44.61/hr (2019) to $53.36/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $56.94/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the El Cajon metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in El Cajon
When contemplating part-time commitments, a 24-hour workweek can yield a substantial income, providing a viable alternative to traditional full-time roles. For seasoned advisors, per diem arrangements are less common, particularly for those less experienced. However, established fiduciaries can attract fees ranging from $3,000 to $15,000 for specialized financial plans, and small businesses often opt for annual retainers of $5,000 to $25,000 for retirement planning consulting. The hourly rates for financial advisors fluctuate based on the employer type—from wirehouses like Morgan Stanley and UBS to independent broker-dealers and RIAs. Advisors who prioritize benefits may find themselves earning lower hourly rates in exchange for health insurance and retirement plans, while those who opt for higher non-benefit pay must navigate a landscape of negotiation that considers local cost-of-living in El Cajon. Addressing specificity, negotiating a higher rate requires an understanding of client needs and market value, ensuring that advisors secure competitive compensation for their valuable expertise.
More salary data for El Cajon, CA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in El Cajon. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for El Cajon is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov