Financial Advisor Pay

Entry-Level Financial Advisor Salary in North Richland Hills, TX: $48,709 (2026)

Quick Answer:New financial advisors entering the North Richland Hills, TX job market in 2026 can expect a starting salary around $48,709 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out North Richland Hills's local price level (BEA RPP 96.04% below national), a first-year paycheck buys what $50,739 would in average-cost America. Most reach the city median ($83,981) within a few years of clinical practice.

$48,709
Starting Salary
$23.42/hr
Starting Hourly
$48,709
Entry Level
$83,981
Career Median Target

Based on BLS state-level estimates · View source

Financial Advisor Entry Level Salary in North Richland Hills, TX — 2026 est., based on 2025 BLS
North Richland Hills, TX financial advisor entry level salary overview (2026 est., based on 2025 BLS)

For new graduates entering the financial advisory field, the entry-level financial advisor salary in North Richland Hills, TX, offers a promising starting point with a projected annual pay of $48,709 in 2026. While this figure is significantly below the city’s median salary of $83,981, it's essential to recognize that the gap reflects the typical trajectory for early-career professionals. Many advisors can expect to see progression towards the $60,467 mark as they grow their experience, establishing a solid foundation for reaching the median salary within just a few years. For recent graduates, North Richland Hills presents a moderately favorable job market, especially considering the growth rate in this sector is projected at 3.30% annually, suggesting that a commitment to the profession can lead to worthwhile returns on investment over time.

About the North Richland Hills Market

Salary estimated from Texas average ($112,000) adjusted for local cost of living.

Career Earnings Timeline in North Richland Hills

Year 0-2

New Graduate

$48,709/yr
Year 2-5

Early Career

$60,467/yr
Year 5-10

Mid Career

$83,981/yr
Year 10+

Experienced

$107,495/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in North Richland Hills

Vertical bar chart of 10th through 90th percentile salaries for financial advisors in North Richland Hills. The median salary is $83,981, compared to the national median of $108,537.$43.8K$67.0K$90.3K$113.5K$136.7K$48.7K10th Pctl$60.5K25th Pctl$84.0KMedian$107.5K75th Pctl$130.2K90th PctlUS Median$108.5K

Entry-level financial advisors in North Richland Hills, TX typically start between $48,709 and $60,467 per year (2026 est.). The full salary range spans $81,461 from the 10th to 90th percentile, with the local median at $83,98122.62% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of financial advisor pay in the North Richland Hills metro area.

Return on Investment

$48,000
Avg TX Program Cost
$48,709
Starting Salary
98.54%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average financial planning program cost in Texas of $48,000 represents just 98.54% of the starting financial advisor pay ($48,709/year) in North Richland Hills. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.

CFP, FA Salary Negotiation Tips for New Graduates in North Richland Hills

  • 1Research the North Richland Hills market: entry-level financial advisor pay ranges from $48,709 to $60,467, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the financial planning field — employers in TX often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in North Richland Hills, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in North Richland Hills for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5North Richland Hills's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Financial Advisor Compensation Range

The financial advisor wage spread in North Richland Hills is $81,461 ( 167.24%) between entry-level and top earners. Starting at $48,709, experienced hygienists can earn up to $130,170.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$40,351

2025 BLS Actual

$47,153

2026 Current Est.

$48,709

2019–2027 Growth

+24.7%

Salary Trajectory for Financial Advisors in North Richland Hills (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.

BLS Actual Estimated Projected
Salary trajectory chart for financial advisors in North Richland Hills. Baseline $40,351 in 2025, projected to $50,316 by 2027.$36.3K$43.4K$50.4K$57.4K$64.4K2019202020212022202320242025202620272025 BLS$40.4K$41.4K$44.7K$43.9K$45.8K$60.4K$47.2K$48.7K$50.3K
YearAnnual SalaryStatus
2019$40,351Actual
2020$41,432Actual
2021$44,692Actual
2022$43,874Actual
2023$45,781Actual
2024$60,417Actual
2025$47,153Actual
2026(current)$48,709Estimated
2027$50,316Projected

Entry-level financial advisor compensation (10th percentile) in North Richland Hills, TX grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $40,351 in 2019 to $47,153 in 2025. By 2027, starting salaries are projected to reach $50,316. New graduates entering the North Richland Hills job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the North Richland Hills metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your financial planning Career in North Richland Hills

Employers in North Richland Hills that tend to recruit new financial advisors include notable names like Northwestern Mutual, Edward Jones, and MassMutual, which offer structured training programs aimed at brand new hires. These firms often provide a blend of salary and commission-based incentives, allowing newcomers to gain a foothold in the industry while building their client base. In contrast, wirehouses might offer a less pronounced growth pathway for entry-level roles as they are shifting to a model requiring advisors to start as employees rather than independent agents. To enhance their starting pay in Texas, aspiring advisors should consider obtaining licenses such as the Series 7 and Series 66, which can make them appealing candidates by meeting the criteria set by regulatory organizations like FINRA. The rapidly evolving split between commission-based structures at traditional firms and fiduciary-focused RIAs emphasizes the importance of pursuing credentials like the CFP, which is recognized as the gold standard in financial planning. Realistic salary growth for new entrants typically fosters incremental increases unlikely to exceed initial expectations but could drive professionals toward more lucrative positions as they build skills and experience within the field.

Frequently Asked Questions

What is the starting salary for financial advisors in North Richland Hills in 2026?

Entry-level financial advisors in North Richland Hills start at approximately $48,709/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.30% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $23.42/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do financial advisor salaries grow in North Richland Hills?

Most financial advisors in North Richland Hills progress from the entry-level salary of $48,709 to the area median of $83,981 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $130,170 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is financial planning school worth it in North Richland Hills?

With a starting salary of $48,709/year in North Richland Hills and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new financial advisors recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new financial advisors make right out of school in North Richland Hills?

New financial planning graduates in North Richland Hills typically start near the 10th percentile at $48,709/year, or approximately $23.42/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a financial advisor in Texas?

To become a licensed financial advisor in Texas, you typically need bachelor's degree typically required (finance, economics, accounting, or business). career credentials: series 7 + series 65 or 66 (finra exams) for licensed advisors; cfp (certified financial planner) for fee-based planning; cfa (chartered financial analyst) for investment-focused work; chfc for insurance-focused. most paths require 2-3 years of supervised experience plus exam pass., then pass the required national and state licensing examinations. Most states, including Texas, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some financial advisors pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Texas

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in North Richland Hills. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for North Richland Hills is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov

Last verified: