Entry-Level Financial Advisor Salary in North Richland Hills, TX: $48,709 (2026)
Quick Answer:New financial advisors entering the North Richland Hills, TX job market in 2026 can expect a starting salary around $48,709 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out North Richland Hills's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $50,739 would in average-cost America. Most reach the city median ($83,981) within a few years of clinical practice.
Based on BLS state-level estimates · View source

For new graduates entering the financial advisory field, the entry-level financial advisor salary in North Richland Hills, TX, offers a promising starting point with a projected annual pay of $48,709 in 2026. While this figure is significantly below the city’s median salary of $83,981, it's essential to recognize that the gap reflects the typical trajectory for early-career professionals. Many advisors can expect to see progression towards the $60,467 mark as they grow their experience, establishing a solid foundation for reaching the median salary within just a few years. For recent graduates, North Richland Hills presents a moderately favorable job market, especially considering the growth rate in this sector is projected at 3.30% annually, suggesting that a commitment to the profession can lead to worthwhile returns on investment over time.
About the North Richland Hills Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Career Earnings Timeline in North Richland Hills
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in North Richland Hills
Entry-level financial advisors in North Richland Hills, TX typically start between $48,709 and $60,467 per year (2026 est.). The full salary range spans $81,461 from the 10th to 90th percentile, with the local median at $83,981 — 22.62% below the national median.
Return on Investment
The average financial planning program cost in Texas of $48,000 represents just 98.54% of the starting financial advisor pay ($48,709/year) in North Richland Hills. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in North Richland Hills
- 1Research the North Richland Hills market: entry-level financial advisor pay ranges from $48,709 to $60,467, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in North Richland Hills, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in North Richland Hills for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5North Richland Hills's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in North Richland Hills is $81,461 ( 167.24%) between entry-level and top earners. Starting at $48,709, experienced hygienists can earn up to $130,170.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$40,351
2025 BLS Actual
$47,153
2026 Current Est.
$48,709
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in North Richland Hills (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $40,351 | Actual |
| 2020 | $41,432 | Actual |
| 2021 | $44,692 | Actual |
| 2022 | $43,874 | Actual |
| 2023 | $45,781 | Actual |
| 2024 | $60,417 | Actual |
| 2025 | $47,153 | Actual |
| 2026(current) | $48,709 | Estimated |
| 2027 | $50,316 | Projected |
Entry-level financial advisor compensation (10th percentile) in North Richland Hills, TX grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $40,351 in 2019 to $47,153 in 2025. By 2027, starting salaries are projected to reach $50,316. New graduates entering the North Richland Hills job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Richland Hills metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in North Richland Hills
Employers in North Richland Hills that tend to recruit new financial advisors include notable names like Northwestern Mutual, Edward Jones, and MassMutual, which offer structured training programs aimed at brand new hires. These firms often provide a blend of salary and commission-based incentives, allowing newcomers to gain a foothold in the industry while building their client base. In contrast, wirehouses might offer a less pronounced growth pathway for entry-level roles as they are shifting to a model requiring advisors to start as employees rather than independent agents. To enhance their starting pay in Texas, aspiring advisors should consider obtaining licenses such as the Series 7 and Series 66, which can make them appealing candidates by meeting the criteria set by regulatory organizations like FINRA. The rapidly evolving split between commission-based structures at traditional firms and fiduciary-focused RIAs emphasizes the importance of pursuing credentials like the CFP, which is recognized as the gold standard in financial planning. Realistic salary growth for new entrants typically fosters incremental increases unlikely to exceed initial expectations but could drive professionals toward more lucrative positions as they build skills and experience within the field.
More salary data for North Richland Hills, TX:
Frequently Asked Questions
What is the starting salary for financial advisors in North Richland Hills in 2026?
How fast do financial advisor salaries grow in North Richland Hills?
Is financial planning school worth it in North Richland Hills?
What do new financial advisors make right out of school in North Richland Hills?
How do I become a financial advisor in Texas?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in North Richland Hills. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for North Richland Hills is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov