Entry-Level Financial Advisor Salary in North Providence, RI: $60,698 (2026)
Quick Answer:New financial advisors entering the North Providence, RI job market in 2026 can expect a starting salary around $60,698 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out North Providence's local price level (BEA RPP 100.5 — 1% above national), a first-year paycheck buys what $60,396 would in average-cost America. Most reach the city median ($104,652) within a few years of clinical practice.
Based on BLS state-level estimates · View source
For new graduates diving into the financial advisory space in North Providence, the entry-level financial advisor salary—projected at $60,698 in 2026—sets a realistic foundation for expectations. Compared to the city's median annual salary of $104,652, there's a significant gap, indicating that newcomers can expect to grow their earnings as they gain experience and clientele. Entry-level professionals can expect to gradually progress through ranges of pay, potentially achieving $75,349 within their first few years, as they build skills and develop client relationships. Given the projected annual growth rate of 3.30% in the industry, North Providence proves to be a viable market for fresh talent eager to start their careers in financial advising.
About the North Providence Market
Salary estimated from Rhode Island average ($108,000) adjusted for local cost of living.
Career Earnings Timeline in North Providence
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in North Providence
Entry-level financial advisors in North Providence, RI typically start between $60,698 and $75,349 per year (2026 est.). The full salary range spans $101,513 from the 10th to 90th percentile, with the local median at $104,652 — 3.58% below the national median.
Return on Investment
The average financial planning program cost in Rhode Island of $65,000 represents just 107.09% of the starting financial advisor pay ($60,698/year) in North Providence. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in North Providence
- 1Research the North Providence market: entry-level financial advisor pay ranges from $60,698 to $75,349, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in RI often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in North Providence, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in North Providence for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5North Providence's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in North Providence is $101,513 ( 167.24%) between entry-level and top earners. Starting at $60,698, experienced hygienists can earn up to $162,211.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$50,283
2025 BLS Actual
$58,759
2026 Current Est.
$60,698
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in North Providence (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $50,283 | Actual |
| 2020 | $51,629 | Actual |
| 2021 | $55,692 | Actual |
| 2022 | $54,673 | Actual |
| 2023 | $57,050 | Actual |
| 2024 | $60,398 | Actual |
| 2025 | $58,759 | Actual |
| 2026(current) | $60,698 | Estimated |
| 2027 | $62,701 | Projected |
Entry-level financial advisor compensation (10th percentile) in North Providence, RI grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $50,283 in 2019 to $58,759 in 2025. By 2027, starting salaries are projected to reach $62,701. New graduates entering the North Providence job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Providence metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in North Providence
In North Providence, employers actively recruiting new graduates in the financial advisory field include established insurance career agencies like Northwestern Mutual and Edward Jones, which often provide structured training programs and bonuses tied to commissions. Additionally, Registered Investment Advisors (RIAs) typically hire associate advisors from pools of CFP candidates, while wirehouses have opted for training programs that have scaled back recently. To maximize starting financial advisor pay in RI, candidates should pursue essential credentials such as a Bachelor's degree, Series 7, and Series 66 licenses, in addition to considering optional certifications like the CFP, which is highly regarded in the industry. As the sector bifurcates between commission-based models prevalent at wirehouses and the fee-only structure of RIAs, understanding these different payment structures is key for new advisors. Realistic salary advancements during the initial years can be influenced by these dynamics and credentials, fostering promising growth potential over time as individuals find their niche in a competitive market.
More salary data for North Providence, RI:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in North Providence. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for North Providence is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov