Entry-Level Financial Advisor Salary in Concord, NH: $64,365 (2026)
Quick Answer:New financial advisors entering the Concord, NH job market in 2026 can expect a starting salary around $64,365 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Concord's local price level (BEA RPP 107.3 — 7% above national), a first-year paycheck buys what $59,986 would in average-cost America. Most reach the city median ($110,974) within a few years of clinical practice.
Based on BLS state-level estimates · View source
With an entry-level financial advisor salary in Concord projected at $64,365 for 2026, new graduates entering this field can expect a more realistic starting point compared to the city's median salary of $110,974. This gap illustrates that early-career professionals will need to be aware of the financial journey ahead; however, there is potential for growth. Starting from the P10 level and moving towards the P25 salary benchmark of $79,902 within the initial few years, fresh graduates in this profession can look forward to a trajectory that increases their earnings significantly as they gain experience and hone their skills. Given the current dynamics of the market in Concord, opportunities appear promising for new advisors to establish themselves and advance their careers.
About the Concord Market
Salary estimated from New Hampshire average ($108,000) adjusted for local cost of living.
Career Earnings Timeline in Concord
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Concord
Entry-level financial advisors in Concord, NH typically start between $64,365 and $79,902 per year (2026 est.). The full salary range spans $107,645 from the 10th to 90th percentile, with the local median at $110,974 — 2.25% above the national median.
Return on Investment
The average financial planning program cost in New Hampshire of $62,000 represents just 96.33% of the starting financial advisor pay ($64,365/year) in Concord. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in Concord
- 1Research the Concord market: entry-level financial advisor pay ranges from $64,365 to $79,902, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in NH often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Concord, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Concord for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Concord's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in Concord is $107,645 ( 167.24%) between entry-level and top earners. Starting at $64,365, experienced hygienists can earn up to $172,010.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$53,321
2025 BLS Actual
$62,309
2026 Current Est.
$64,365
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in Concord (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $53,321 | Actual |
| 2020 | $54,748 | Actual |
| 2021 | $59,056 | Actual |
| 2022 | $57,976 | Actual |
| 2023 | $60,496 | Actual |
| 2024 | $64,046 | Actual |
| 2025 | $62,309 | Actual |
| 2026(current) | $64,365 | Estimated |
| 2027 | $66,489 | Projected |
Entry-level financial advisor compensation (10th percentile) in Concord, NH grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $53,321 in 2019 to $62,309 in 2025. By 2027, starting salaries are projected to reach $66,489. New graduates entering the Concord job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Concord metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in Concord
In Concord, several notable employers are actively seeking new graduates in financial advising, including prominent insurance career agencies such as Northwestern Mutual, Edward Jones, and MassMutual. These firms often offer structured training programs coupled with attractive commission bonuses. Additionally, registered investment advisors (RIAs) frequently hire associate advisors from the Certified Financial Planner (CFP) candidate pool, fostering a solid client-service career path. To enhance their entry-level financial advisor pay in NH, candidates should consider obtaining crucial credentials such as the Series 7 and Series 66 licenses, as well as potentially pursuing the CFP designation, which is highly regarded in the industry. Since the financial advising landscape is currently bifurcating between a commission-based broker model and a fee-only fiduciary approach, entry-level advisors who align themselves with RIAs—which are growing rapidly—might experience more competitive compensation structures, such as asset-under-management (AUM) fees. Those entering this field should anticipate gradual salary increases as they work towards the median, understanding that 3.30% annual growth is realistic, particularly in the evolving Concord market.
More salary data for Concord, NH:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Concord. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Concord is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov