Financial Advisor Pay

Entry-Level Financial Advisor Salary in Boise City, ID: $62,052 (2026)

Quick Answer:New financial advisors entering the Boise City, ID job market in 2026 can expect a starting salary around $62,052 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Boise City's local price level (BEA RPP 98.42% below national), a first-year paycheck buys what $63,067 would in average-cost America. Most reach the city median ($121,336) within a few years of clinical practice.

$62,052
Starting Salary
$29.83/hr
Starting Hourly
$62,052
Entry Level
$121,336
Career Median Target

Official BLS data · View source

Financial Advisor Entry Level Salary in Boise City, ID — 2026 est., based on 2025 BLS
Boise City, ID financial advisor entry level salary overview (2026 est., based on 2025 BLS)

In 2026, the starting financial advisor salary in Boise City, Idaho, for entry-level positions is projected at $62,052, which is notably below the city’s median annual salary of $121,336. This creates a gap that new graduates should consider as they embark on their careers. While the entry-level pay may seem modest, there is a clear growth potential as advisors can expect to see earnings rise from the P10 mark of $62,052 to $71,246 within their first few years, eventually targeting the median. With a forecasted annual growth rate of 3.30%, Boise City appears to be a promising market for fresh graduates to pursue opportunities in financial advising, particularly in a region where demand for personalized financial services continues to grow.

Career Earnings Timeline in Boise City

Year 0-2

New Graduate

$62,052/yr
Year 2-5

Early Career

$71,246/yr
Year 5-10

Mid Career

$121,336/yr
Year 10+

Experienced

$216,310/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Boise City

Vertical bar chart of 10th through 90th percentile salaries for financial advisors in Boise City. The median salary is $121,336, compared to the national median of $108,537.$55.8K$101.6K$147.4K$193.1K$238.9K$62.1K10th Pctl$71.2K25th Pctl$121.3KMedian$216.3K75th Pctl$227.5K90th PctlUS Median$108.5K

Entry-level financial advisors in Boise City, ID typically start between $62,052 and $71,246 per year (2026 est.). The full salary range spans $165,446 from the 10th to 90th percentile, with the local median at $121,33611.79% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of financial advisor pay in the Boise City metro area.

Return on Investment

$38,000
Avg ID Program Cost
$62,052
Starting Salary
61.24%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average financial planning program cost in Idaho of $38,000 represents just 61.24% of the starting financial advisor pay ($62,052/year) in Boise City. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.

CFP, FA Salary Negotiation Tips for New Graduates in Boise City

  • 1Research the Boise City market: entry-level financial advisor pay ranges from $62,052 to $71,246, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the financial planning field — employers in ID often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Boise City, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Boise City for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Boise City's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Financial Advisor Compensation Range

The financial advisor wage spread in Boise City is $165,446 ( 266.62%) between entry-level and top earners. Starting at $62,052, experienced hygienists can earn up to $227,498.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$35,610

2025 BLS Actual

$60,070

2026 Current Est.

$62,052

2019–2027 Growth

+80.0%

Salary Trajectory for Financial Advisors in Boise City (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.

BLS Actual Estimated Projected
Salary trajectory chart for financial advisors in Boise City. Baseline $35,610 in 2025, projected to $64,100 by 2027.$29.9K$39.9K$49.9K$59.8K$69.8K2019202020212022202320242025202620272025 BLS$35.6K$37.9K$40.5K$38.5K$51.5K$55.7K$60.1K$62.1K$64.1K
YearAnnual SalaryStatus
2019$35,610Actual
2020$37,880Actual
2021$40,520Actual
2022$38,480Actual
2023$51,460Actual
2024$55,690Actual
2025$60,070Actual
2026(current)$62,052Estimated
2027$64,100Projected

Entry-level financial advisor compensation (10th percentile) in Boise City, ID grew 68.7% over 7 years based on actual BLS metropolitan area surveys, rising from $35,610 in 2019 to $60,070 in 2025. By 2027, starting salaries are projected to reach $64,100. New graduates entering the Boise City job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Boise City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your financial planning Career in Boise City

To break into the financial advising sector in Boise City, new graduates should target firms known for hiring early-career professionals. Companies such as Northwestern Mutual, Edward Jones, and MassMutual often recruit beginners through structured training programs that integrate commission-based compensation with bonus incentives. Additionally, Registered Investment Advisors (RIAs) are emerging as a robust employment avenue, seeking associate advisors knowledgeable in fiduciary responsibilities. To enhance their qualifications, entry-level candidates should consider obtaining their Series 7 and Series 66 licenses, along with a state insurance license. Further credentials, like the Certified Financial Planner (CFP) designation, can significantly elevate potential earnings and career prospects. As the industry shifts towards fee-only models with an asset under management (AUM)-based compensation structure, understanding these transitions will be crucial for early-career professionals. Realistically, graduates should anticipate gradual salary growth as they gain experience, honing their skills and navigating these evolving landscapes in the early years of their careers.

Frequently Asked Questions

What is the starting salary for financial advisors in Boise City in 2026?

Entry-level financial advisors in Boise City start at approximately $62,052/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.30% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $29.83/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do financial advisor salaries grow in Boise City?

Most financial advisors in Boise City progress from the entry-level salary of $62,052 to the area median of $121,336 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $227,498 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is financial planning school worth it in Boise City?

With a starting salary of $62,052/year in Boise City and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new financial advisors recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new financial advisors make right out of school in Boise City?

New financial planning graduates in Boise City typically start near the 10th percentile at $62,052/year, or approximately $29.83/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a financial advisor in Idaho?

To become a licensed financial advisor in Idaho, you typically need bachelor's degree typically required (finance, economics, accounting, or business). career credentials: series 7 + series 65 or 66 (finra exams) for licensed advisors; cfp (certified financial planner) for fee-based planning; cfa (chartered financial analyst) for investment-focused work; chfc for insurance-focused. most paths require 2-3 years of supervised experience plus exam pass., then pass the required national and state licensing examinations. Most states, including Idaho, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some financial advisors pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Idaho

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Boise City. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov

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