Entry-Level Financial Advisor Salary in Florence, AZ: $30,928 (2026)
Quick Answer:New financial advisors entering the Florence, AZ job market in 2026 can expect a starting salary around $30,928 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Florence's local price level (BEA RPP 98.5 — 1% below national), a first-year paycheck buys what $31,399 would in average-cost America. Most reach the city median ($53,323) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In 2026, the entry-level financial advisor salary in Florence, Arizona, is projected to start at around $30,928, which is notably below the city’s median annual salary of $53,323. For new graduates entering this field, it’s essential to set realistic expectations; many will find their first roles fall within this lower pay spectrum. Over the first three to five years, early-career advisors can aim to progress through the salary brackets, increasing from $38,392 at the 25th percentile toward the median. Given Florence’s current job market and cost of living index, which sits slightly below the national average, new grads may find it a moderately favorable environment to begin their financial advising careers, particularly as demand grows amid a structural shift in the industry.
About the Florence Market
Salary estimated from Arizona average ($98,000) adjusted for local cost of living.
Career Earnings Timeline in Florence
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Florence
Entry-level financial advisors in Florence, AZ typically start between $30,928 and $38,392 per year (2026 est.). The full salary range spans $51,723 from the 10th to 90th percentile, with the local median at $53,323 — 50.87% below the national median.
Return on Investment
The average financial planning program cost in Arizona of $45,000 represents just 145.50% of the starting financial advisor pay ($30,928/year) in Florence. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in Florence
- 1Research the Florence market: entry-level financial advisor pay ranges from $30,928 to $38,392, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in AZ often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Florence, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Florence for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Florence's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in Florence is $51,723 ( 167.24%) between entry-level and top earners. Starting at $30,928, experienced hygienists can earn up to $82,651.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$25,621
2025 BLS Actual
$29,940
2026 Current Est.
$30,928
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in Florence (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $25,621 | Actual |
| 2020 | $26,307 | Actual |
| 2021 | $28,377 | Actual |
| 2022 | $27,858 | Actual |
| 2023 | $29,069 | Actual |
| 2024 | $54,653 | Actual |
| 2025 | $29,940 | Actual |
| 2026(current) | $30,928 | Estimated |
| 2027 | $31,949 | Projected |
Entry-level financial advisor compensation (10th percentile) in Florence, AZ grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $25,621 in 2019 to $29,940 in 2025. By 2027, starting salaries are projected to reach $31,949. New graduates entering the Florence job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Florence metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in Florence
Employers in Florence that typically hire entry-level financial advisors include insurance career agencies like Northwestern Mutual and Edward Jones, which often provide structured training and performance incentives. Additionally, regional investment advisors (RIAs) actively seek candidates from the pool of CFP aspirants, offering roles as associate advisors with clear paths to client services. Obtaining relevant credentials significantly impacts starting financial advisor pay in AZ. While a bachelor’s degree is a minimum requirement, possessing Series 7 and Series 66 licenses, as well as the CFP certification, can enhance earning potential. As the financial advisory industry is increasingly favoring a fee-only fiduciary model over traditional commission-based structures, new graduates should prepare for salary growth. In their first three years, they can expect compensation levels to rise as they refine their skills, build a client base, and capitalize on the growing shift towards RIAs, positioning themselves for higher earnings as they advance their careers.
More salary data for Florence, AZ:
Frequently Asked Questions
What is the starting salary for financial advisors in Florence in 2026?
How fast do financial advisor salaries grow in Florence?
Is financial planning school worth it in Florence?
What do new financial advisors make right out of school in Florence?
How do I become a financial advisor in Arizona?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Florence. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Florence is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov