Financial Advisor Pay

Sioux Falls vs Spearfish: Financial Advisor Salary (2026)

Compare financial advisor salaries between Sioux Falls, SD and Spearfish, SD. All figures are 2026 estimates projected from BLS 2025 data.

Sioux Falls, SD
$125,355
$60.27/hr
Spearfish, SD
$96,576
$46.43/hr

Side-by-Side Comparison

MetricSioux Falls, SDSpearfish, SD
Median Salary$125,355$96,576
Hourly Rate$60.27$46.43
Entry Level (P10)$67,083$56,014
25th Percentile$85,894$71,406
75th Percentile$153,741$123,617
Top Earner (P90)$182,056$149,693
Total Employed3105
Side-by-side bar chart comparing Sioux Falls ($125,355) and Spearfish ($96,576) financial advisor salaries.Sioux FallsSpearfishMedian Salary$125,355$96,576Entry Level (P10)$67,083$56,014Top Earner (P90)$182,056$149,693US Median $108,537

Verdict

Sioux Falls, SD offers better overall compensation for financial advisors, winning 4 out of 4 metrics compared to Spearfish.

The salary gap between Sioux Falls and Spearfish is $28,779 (29.80%). Sioux Falls's median is +15.50% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Sioux Falls spans $114,973,Spearfish spans $93,679. Sioux Falls has a wider pay range, meaning more potential for high earners but also more variation.

Sioux Falls
P10 (Entry)$67,083
P25$85,894
Median$125,355
P75$153,741
P90 (Top)$182,056
Spearfish
P10 (Entry)$56,014
P25$71,406
Median$96,576
P75$123,617
P90 (Top)$149,693

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Sioux Falls ($138,314 effective) pays 32.91% more than Spearfish ($104,069 effective).

Sioux Falls
Nominal: $125,355
CoL Index: 90.631
Adjusted: $138,314
Spearfish
Nominal: $96,576
CoL Index: 92.8
Adjusted: $104,069

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Sioux Falls if…

  • Higher median salary ($125,355/year)
  • Better top-earner potential ($182,056)
  • Larger job market (310 employed)
  • Better purchasing power (CoL-adjusted: $138,314)
  • You prefer the South Dakota area and lifestyle

Choose Spearfish if…

  • You prefer the South Dakota area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Sioux Falls grew 82.0% from 2019 to 2025, compared to 28.1% growth in Spearfish over the same period.

Sioux Falls, SD

+82.0%

$66,670 (2019) → $121,350 (2025)

Spearfish, SD

+28.1%

$72,964 (2024) → $93,491 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Sioux Falls or Spearfish?

Sioux Falls has a higher median financial advisor salary at $125,355/year, compared to Spearfish at $96,576/year — a difference of $28,779 (29.80%).

What is the hourly rate difference between Sioux Falls and Spearfish?

Sioux Falls financial advisors earn $60.27/hr while Spearfish hygienists earn $46.43/hr (2026 est.).

Should I relocate from Sioux Falls to Spearfish as a financial advisor?

Consider more than just salary when comparing Sioux Falls and Spearfish. Factor in cost of living (CoL-adjusted: Sioux Falls = $138,314, Spearfish = $104,069), job availability (310 vs 5 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Sioux Falls vs Spearfish?

Entry-level (10th percentile) financial advisors earn $67,083 in Sioux Falls and $56,014 in Spearfish. The Sioux Falls area offers higher starting salaries.
JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov