Financial Advisor Pay

San Diego vs Santa Clara: Financial Advisor Salary (2026)

Compare financial advisor salaries between San Diego, CA and Santa Clara, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Diego, CA
$134,631
$64.73/hr
Santa Clara, CA
$143,704
$69.09/hr

Side-by-Side Comparison

MetricSan Diego, CASanta Clara, CA
Median Salary$134,631$143,704
Hourly Rate$64.73$69.09
Entry Level (P10)$70,905$83,349
25th Percentile$98,703$103,466
75th Percentile$195,950$183,941
Top Earner (P90)$418,923$222,741
Total Employed3,01032
Side-by-side bar chart comparing San Diego ($134,631) and Santa Clara ($143,704) financial advisor salaries.San DiegoSanta ClaraMedian Salary$134,631$143,704Entry Level (P10)$70,905$83,349Top Earner (P90)$418,923$222,741US Median $108,537

Verdict

San Diego and Santa Clara are closely matched on overall financial advisor compensation, each winning on different metrics.

The salary gap between San Diego and Santa Clara is $9,073 (6.74%). Santa Clara's median is +32.40% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Diego spans $348,018,Santa Clara spans $139,392. San Diego has a wider pay range, meaning more potential for high earners but also more variation.

San Diego
P10 (Entry)$70,905
P25$98,703
Median$134,631
P75$195,950
P90 (Top)$418,923
Santa Clara
P10 (Entry)$83,349
P25$103,466
Median$143,704
P75$183,941
P90 (Top)$222,741

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Santa Clara ($127,059 effective) pays 5.59% more than San Diego ($120,328 effective).

San Diego
Nominal: $134,631
CoL Index: 111.887
Adjusted: $120,328
Santa Clara
Nominal: $143,704
CoL Index: 113.1
Adjusted: $127,059

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Diego if…

  • Better top-earner potential ($418,923)
  • Larger job market (3,010 employed)
  • You prefer the California area and lifestyle

Choose Santa Clara if…

  • Higher median salary ($143,704/year)
  • Better purchasing power (CoL-adjusted: $127,059)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in San Diego grew 12.6% from 2019 to 2025, compared to -14.4% growth in Santa Clara over the same period.

San Diego, CA

+12.6%

$115,720 (2019) → $130,330 (2025)

Santa Clara, CA

+-14.4%

$162,604 (2024) → $139,113 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: San Diego or Santa Clara?

Santa Clara has a higher median financial advisor salary at $143,704/year, compared to San Diego at $134,631/year — a difference of $9,073 (6.74%).

What is the hourly rate difference between San Diego and Santa Clara?

San Diego financial advisors earn $64.73/hr while Santa Clara hygienists earn $69.09/hr (2026 est.).

Should I relocate from San Diego to Santa Clara as a financial advisor?

Consider more than just salary when comparing San Diego and Santa Clara. Factor in cost of living (CoL-adjusted: San Diego = $120,328, Santa Clara = $127,059), job availability (3,010 vs 32 employed), commute, and career growth potential.

What do entry-level financial advisors earn in San Diego vs Santa Clara?

Entry-level (10th percentile) financial advisors earn $70,905 in San Diego and $83,349 in Santa Clara. The Santa Clara area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov