Financial Advisor Pay

Chico vs San Diego: Financial Advisor Salary (2026)

Compare financial advisor salaries between Chico, CA and San Diego, CA. All figures are 2026 estimates projected from BLS 2025 data.

Chico, CA
$91,524
$44.01/hr
San Diego, CA
$134,631
$64.73/hr

Side-by-Side Comparison

MetricChico, CASan Diego, CA
Median Salary$91,524$134,631
Hourly Rate$44.01$64.73
Entry Level (P10)$62,961$70,905
25th Percentile$62,961$98,703
75th Percentile$143,887$195,950
Top Earner (P90)$207,024$418,923
Total Employed603,010
Side-by-side bar chart comparing Chico ($91,524) and San Diego ($134,631) financial advisor salaries.ChicoSan DiegoMedian Salary$91,524$134,631Entry Level (P10)$62,961$70,905Top Earner (P90)$207,024$418,923US Median $108,537

Verdict

San Diego, CA offers better overall compensation for financial advisors, winning 4 out of 4 metrics compared to Chico.

The salary gap between Chico and San Diego is $43,107 (47.10%). San Diego's median is +24.04% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Chico spans $144,063,San Diego spans $348,018. San Diego has a wider pay range, suggesting more variation in pay between entry-level and experienced financial advisors.

Chico
P10 (Entry)$62,961
P25$62,961
Median$91,524
P75$143,887
P90 (Top)$207,024
San Diego
P10 (Entry)$70,905
P25$98,703
Median$134,631
P75$195,950
P90 (Top)$418,923

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Diego ($120,328 effective) pays 33.04% more than Chico ($90,441 effective).

Chico
Nominal: $91,524
CoL Index: 101.197
Adjusted: $90,441
San Diego
Nominal: $134,631
CoL Index: 111.887
Adjusted: $120,328

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Chico if…

  • You prefer the California area and lifestyle

Choose San Diego if…

  • Higher median salary ($134,631/year)
  • Better top-earner potential ($418,923)
  • Larger job market (3,010 employed)
  • Better purchasing power (CoL-adjusted: $120,328)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Chico grew 50.4% from 2021 to 2025, compared to 12.6% growth in San Diego over the same period.

Chico, CA

+50.4%

$58,910 (2021) → $88,600 (2025)

San Diego, CA

+12.6%

$115,720 (2019) → $130,330 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Chico or San Diego?

San Diego has a higher median financial advisor salary at $134,631/year, compared to Chico at $91,524/year — a difference of $43,107 (47.10%).

What is the hourly rate difference between Chico and San Diego?

Chico financial advisors earn $44.01/hr while San Diego hygienists earn $64.73/hr (2026 est.).

Should I relocate from Chico to San Diego as a financial advisor?

Consider more than just salary when comparing Chico and San Diego. Factor in cost of living (CoL-adjusted: Chico = $90,441, San Diego = $120,328), job availability (60 vs 3,010 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Chico vs San Diego?

Entry-level (10th percentile) financial advisors earn $62,961 in Chico and $70,905 in San Diego. The San Diego area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov